Friday, January 14, 2011

Friday 1/14/2011

Friday

Just have a few minutes here as I got sidetracked this morning by news and also doing this HAMP junk. The non-paying tenant -- well I was going to leave her a notice yesterday but I refrained, figured I'd give her until the weekend. 

She shows up yesterday, hands me 2/3rd's of this month's rent, asks if that's okay and that was that. The other one, who is slightly employed - she has a part-time job cleaning houses - handed me more money. Amazing what my wallet looks like when handed all of this cash.

Yes, I know, shouldn't be carrying around that much money and I intend on depositing it today along with my paycheck. The even better part of this is that the month isn't half over and I have almost all of the bills paid.

I REALLY want to get Windows 7 for my new computer, if there is enough left over after buying the Cap and Gown for my son for his graduation later on this year (you have to order early, I am told) and other household needs, I am getting it. 

I believe it's Sunday that I am driving back down to the town of Maricopa to visit my deceased friend's wife. I promised to burn 4 copies of the memorial for her so that she could have one, send another to junior and dunno what the other 2 are for. She keeps telling me how she's going to pay me for doing it, I keep telling her that's impossible, her money will not be accepted at my establishment. 

I don't really feel like driving all the way down there on Sunday, I can tell you that right now before Sunday even gets here. It will not be a long visit, I just want to get her the copies, visit for an hour or so and then leave. She really wants and probably needs people around her right now, fortunately she has lots of family that's doing just that, but I don't want to lose contact with her.

Well, that's it. I have a delivery that apparently HAS to be there before 7am, apparently my manager pulled that order yesterday after I left work and it's ready to go. Hence, I must depart.

G'day.

ben

Thursday 1/13/2011

Thursday

Picking up where I left off yesterday, more like slightly altering the path, I just got done through reading that this year will be the WORST yet since the housing meltdown. I have heard this for about a year now, I finally have seen it in print. 

Ahh, yes, and there are a number of junk mobiles in my neighborhood, a thing that I had considered - moving into one of those - but have now since decided that being a landlord and renting out rooms in my current house versus moving out and into a pathetically nasty old mobile home - not very palatable. 

Actually, there is one for sale that has BEEN for sale for well over a year now. I don't know what they want for it or if it might be owner carry, but it is actually in decent shape from the outside with a chain link fenced yard. 

Well, I'm not going there - yet. 

I was watching the "Memorial" yesterday, perhaps I shouldn't start dousing it with water, but I have never seen a memorial that sounded more like a political rallying party. I mean, I just went to a memorial, it was somber event, I just didn't quite get that last night, as if the people in attendance had been instructed to hoot and holler and shout like a person that just won the lottery. 

Well, anyway, I am going to go for the HAMP thing even though it isn't going to help very much. It isn't going to hurt anything, either. I do understand now why so many people say they didn't qualify for it: you have a short window of time to fill out their form and get it back to them. If you don't get it back in time, your application is cancelled and you do NOT get a second chance. This, anyway, coming from the individual I was talking with yesterday. The reports I have seen, and much of it directed at Bank of America who is not, thankfully, my lender, is that people would send in the required paperwork and later find out that BofA didn't receive it, somehow. You might expect that along the way, SOME paperwork gets lost in the system, but hundreds or even thousands of people? 

BTW, the stats given today is that 5 million homes are at least 2 months behind in mortgage payments. It's just the fact that this economic environment we are in is far from over. Arizona, and most notably the Phoenix area, already has a glut of empty, vacant homes. Add thousands more to that? 

G'day.

ben

 Well, the weekend is here. Have redeemed the time today, too.  Got a bunch of cleaning done around the house, went out for 4 hours and got ...