Tuesday, October 25, 2011

Tuesday Final

I still owe $400 on the trailer I just bought.
I was going to pay it next month - and that was part of the deal, pay it sometime around the middle of next month - but, I may just end up getting it paid off to get it behind me. I don't like owing people money and in this case, I could drain the savings account down to almost nothing but have this behind me and not have to worry about it.

The 30-something meth head who took great pleasure in taunting me in the past is not doing anything now. This a combination of calling the police whenever he disturbs my peace together with the injunction against his buddy. He is also not starting junk with Mark, either, of whom he was giving stares and glares to in the past.

I have started to use the term "hoarding" with several of these people and their properties because that is exactly what it is. What normal person loads up junk all over their property to the point that they only have pathways to get through all of it? I have watched the hoarding show on TV many, many times over. These people are EXACTLY like that. I'm not exaggerating in the slightest, excepting I have no idea what the inside of their houses look like. But let's just take a guess: they have a "colony" of cats between them - 2 household - that have some sort of transmitters around their necks that allow a cat door to open on both houses.

These are FERAL cats - WILD, for all intents and purposes, not used to being around humans. These people are letting these felines come and go into their homes at will. When you look at a property that is completely filled with JUNK and you think about the cats going in and out of that house - a dozen of them anyway - well at least 10 of them - what, perhaps, does your mind conjure up when you think about the inside of their house?

So, my mother today, while talking to her on the phone, starts talking about that show where people are hoarding animals. Click. The people behind me are hoarders - not just animals - but that's a twist that hadn't crossed my mind. I had mentally limited myself to the outside of their home - city officials cannot just go into someone's home, but this is an entirely different agency we are talking about when considering animal hoarding.

I have a mindful of stuff and I have nothing more I want to discuss today.

G'day.

ben

Tuesday 10/25/2011

Woke up groggy. In fact, woke up at midnight quite groggy and wondered how that would translate into getting up this morning, answer: even groggier. If nothing else, that always means I have had some nice, deep sleep but it simply doesn't translate into waking up refreshed and energetic.

My thoughts of short-selling the house are now on hold with the announcement of a refi program from the current presidential administration. Simply put, if are 50% upside down on a property, you cannot refinance it. I think they were going as much as 125% of the property's value, but in this case, that isn't enough (and really makes me think about why I am bothering to stay here, the only thing I really like about this place is all the plants that I have put in, other than that, this whole area could fall into a sinkhole and I certainly would never miss it).

Oh, yeah, I forgot: where would I go to live while trying to rebuild credit enough to get into another house - somewhere far from here. But as I say, if I could get the payment down another $200 or more, then we're talking about a rental property - this house. In the $700 range, this house becomes easily rentable. 5 bedrooms, 2 baths, large kitchen and lots of space on the property. Of course, an issue would be the water needed to water all of these plants.........lol. Perhaps an agreement to meet halfway on the water bill would help. The electric usage isn't terribly cheap here in the summer, either - but then again, where IS electric usage cheap in the summer in Phoenix, AZ? Yeah, that's what I thought.

So, I already asked my mortgage company about refinancing this house, now that there is going to be an actual program that will help with that, perhaps this may happen.

So, an old friend from ministry days is into quilt making and lo and behold, I am going to get one! Not free, of course, but a person that has the gift? Definitely want to get a quilt that is home made that is quality, I have always wanted one.

Umm, well just about time to leave for work. As far as I know, the temps are supposed to cool down considerably starting today or tomorrow, something around there. I have already been enjoying the weather, though, even with temps in the mid 90's. But, coming down into the mid 80's would mean being able to open the house up for a good portion of the day and not having to run AC all day and night long.

Anyway, have a great day!

ben

Hmm, well I started this yesterday and forgot about it, so post it in incomplete form, lol. And just like that, my credit score takes a 31...