That's how I look at a retirement "plan" that includes retiring at the age of 80.
I was reading a news article about this, how tough it is for Americans to save and how more and more are upping their retirement age. Well I don't even know if I'll be alive at the age of 80 and if I am, will I even be able to work at that age? Further, WHO is going to hire an 80 year old man? I doubt my company will have me around that long if I happened to be there at the same place until retirement age.
I can tell you right now, at the LATEST, I plan on retiring at the age of 68. I would rather retire earlier than that, but who knows. I do know that I recently upped the percentage taken out of my paychecks to 7%. After the election, I will decide whether to up it to 9% or take a different route. I do have automatic deduction taken out of my paycheck going into a savings account, but it's too easy to get a hold of it. In fact, if I'm down too low on money? Just transfer it to my checking account, online, with the push of a button and it's done.
Not exactly an effective savings plan, going to have to come up with something different.
Changing about statement: after the New Year I will decide whether to up 401k or not. I am waiting to see if these "experts" predictions are going to come true. If they are, no sense in putting more money in there to have it disappear.
I dunno. Seems to be that having a good retirement? I would have to be in my 20's at the place I am at now, not my late 40's.
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