Oh the day just gets lovelier.  The manager called and said: "They don't want the load delivered until 4:00".  

Talk about figuring out ways to screw up a person's day.  Oh well.  I'm going through my book, I have a lot of rents due tomorrow.  I have one that was due last week that they were asking to hold off until tomorrow as well - the freezing event that basically had people off of work because employers were canceling saying the roads were too icy to drive on.

They were, however, correct in that assessment, the roads were horrible.  However, I have bills to pay as well and creditors don't give me time to pay, they just ding your credit score, add late fees and tell you to have a nice day.  

I find it hilarious that Chase Bank wants to charge you $10 per month for a business savings account.  You are keeping money with them and not using it, they are using your money for loans and making interest off of it, what is the deal here?  I've had thoughts of switching to another bank, but there are so many automatic payments and direct deposit and such tied in with my Chase accounts, it would be a huge ordeal.  

OK, it's free if you have over a grand in the account.  Well, I won't have a grand in it for over 3 months, this is the savings account I was referring to in previous entry so I can start saving for property tax payments.  I'm going to start a business savings account somewhere else if they offer one for free. If they all charge you to save money, I'll have no choice, but there are lots of local banks, surely one of them has something that I can get started with for "free".  

There is a local bank that is charging $5 per month and this is the bank I want to eventually try and get a business loan through.  Not happening now, but if I get started with an account with them and show that I am saving money from the business, perhaps that will help.  They came highly recommended, I just am not interested in high interest loans right now nor do I think I will qualify with my debt-to-income ratio currently.

Anyway, I need a separate account to save this money in so I can not get hammered near the end of the year and beginning of the year with these costs.  Insurance and property taxes equal over 4 grand.  

Actually the property tax bill is a little lower than I remembered it being. $2,406.50. It was over 3 grand?  I don't get it. Still, with a $1,700 electric bill coming up, that is a lot of money.  For me, anyway.  I'm going to try and pay that bill by the end of this month.  After I get my second paycheck this month, I'm hoping to cover it, if I can't, I just am going to have to because after this month? They start assessing penalties.  

And I still have to figure out what to do with the driveway.  

This is my life currently, should have followed through with my plan earlier last year to save even $200 per month towards these bills, I didn't do it - tho I really couldn't. I was struggling to make ends meet hence getting the job.  The job helps, it isn't really enough but it does help. 

So, I'm facing getting home around 8:30-9:00 pm, go to bed and get up again in the morning for another load.  I have Saturday and Sunday off, my birthday on Monday where I go into my 6th decade of existence.  Lord willing, of course.  But, I'll work all of  this I have been working to get this coming weekend off and hopefully if I get a load on Monday it will be done quickly and early.

I take that back, they dumped a load on me for Monday, just remembered, but it's the 10 am instead of 2 pm slot, I'll take it, hopefully home no later than 2, leaves me the rest of the day to enjoy my day off, I intend on cheating on this Keto diet and eating to my heart's delight.  Namely, a Dairy Queen triple chocolate chunk Blizzard, large, or whatever that thing is called. It's chocolate to the extreme and that's what I want to treat myself with.  I'll get up earlier on Monday to get to the washout place at their opening time. I usually get there around 8:30 am, it basically works out to getting to the plant either early or on time.  The plant doesn't really care when you get there, but if you get there early and other trucks are ahead of you, yup, you wait.  

Speaking of property, back to that subject, there should be a check coming my way here sooner or later from the mortgage company.  It's a nonprofit and they send back whatever overages ther are, percentagewise, to everyone.  Last year I think it was $600, money I could definitely use right now. 

Anyway, I need to get to the bank and deposit the now-reduced monthly check from the pipe welders.