Been a very interesting day.

Yesterday I came to the conclusion that I'm not going to fool around with this SBA loan nonsense.  I just don't have the time to wait forever to get the necessary information, there is far too much, I want to get this thing going.  Months wasted on just getting all of that information together, paying premium prices to some consultant agency to possibly find out I won't even qualify.

Yes, I've been wishy-washy on this subject. It's really perplexed me.  

But I came to a definitive decision last night that I've had enough of this.  I'll just put in 25 lots and see what happens. There isn't going to be a bath house to start with and definitely not a pool.  I'm sorry, guests, it is what it is. I'll charge accordingly to start with tho.

Anyway, the water guy finally showed up today.  He's busy at it.  They dug up the line and they're doing their thing.  

I called the power company, ATT, a septic installer that has more recommendations than anyone else around  another internet company and let's get with it.  ATT was useless. I'm hoping the other company can take care of my needs, because it's ridiculous attempting to get to the right people at ATT. I spent a lot of time on the phone with that company before I finally gave up on it.  

The other company said they would have their engineers look at it and get back with me.  

There are numerous return phone calls I am expecting - But starting with 25 lots and getting the ball rolling is where I'm going with this.  I won't need blue prints, design, paying a company to do all of this stuff, it's whatever my  mind decides it will be set up as.  It's going to be 15 back in lots and 10 pull throughs to start with. 

The septic company flat out told me they would get their man working on an estimate and give me a price. The power company said they would have an engineer get back with me within 3 business days.  The local internet company said they would do their research and get back with me later today or tomorrow.  The water install said he would have it done tomorrow.  

I've dramatically downscaled the initial park opening.  With only 15 back ins on the west side and 10 pull throughs across from those back in sites, I will need much less driveway to begin with, meaning less land clearing and less amount of gravel - a lot less gravel.  I'm looking at maybe 300 tons instead of the over 1,000 tons I was initially looking at.  

Once I get all of these estimates in and know how much money I'm looking at, I can go straight to getting a company started to roll over the 401k and get the full amount that is in there.  It will have to be paid back in the future, but that's fine.  I'm simply not interestedin dragging this thing out until the next of never, the 2cd of nothing, let's get something started, see how it goes and get the process going.

I am still pretty firm on the pond tho. I need that pond.  I was walking my  new trails with the dogs today, easy striding. Those trails aren't finished and I'm not renting another Bobcat. I'll find one of these people that charges by the hour, mark out the rest of my trails and they can finish it.  

The feeling of freedom came back into my veins today. I don't have to have the pressure of trying to get all of this information for an SBA loan.  I'll have a solid idea of what this venture is going to cost me hopefully within the next week.  There's 72k in the 401k account, 14k coming at the beginning of next year and personal loan will have to deal with the rest.  I'm done with this idea that I have to bow to someone else's will to get the financing I need.

I already went through that just getting the land.  

Moving on, I took the dogs for a very long walk out there today. Explored portions of the property I hadn't seen before.  Many, many sites in the back where I could put in tent campsites.  These aren't a huge money maker, just giving people an opportunity to take their families somewhere close by where they can experience the great outdoors and  not have to drive far at all to get there.  That will be back where I have my walking trails and hopefully get the pond built.  

I feel much better about this now. I'll do what I can afford and work up to bigger and better things as I can afford it. There just seemed to be so much pressure. And it was totally self-inflicted, it was needless and ridiculous.  The septic company said they would have to get a permit.  But, the road I am doing it on, could have either type of septic.  I'll take whatever works better if it's in my budget.  I'll take whatever I can afford if it's not.  I literally have no idea what that is going to cost.  I have no idea what it's going to cost to install the electrical component.

But, we're getting there.  

So much to do, but one step at a time and I took several steps today and very much happy to see that guy on his mini hoe with his worker out there today - we're getting stuff done.  

So what else is new? I dunno, isn't that enough? lol I spent hours on the phone today.  ATT is one of the worst companies in terms of customer service on the face of this planet. I hope I don't even have to use them, gag.

The dogs absolutely loved their walk today. It was from one end of the property to the other.  It was very nice temps out - let's enjoy that before it gets cold.  

I'm thinking I can have this smaller version of a park up and ready by Spring.  It's a goal, it may or may not be realistic, I'll find out soon enough.  

I really don't want to do much of anything else until I talk to the power company and ensure that there will be enough energy available to power up an entire park and also the septic company to find out how much it's going to cost.  I'm truly hoping for better news than - bad/costly.  The power company said they wanted $500 up front money if they can provide for my needs. Ok?  All of these utilities likely want up front money. Shocking!

In the news? More of this idea that tens of thousands of workers across the various industries and public servants are going to be fired.  Ok?  When do we get to the revolt? It's coming.  Don't want one but people's lives are being ruined by fact of private companies and public sectors alike forcing them to either get the jab or take a hike.  I'm proud of these people that are taking a stand for their personal freedoms.  I'll be right there along with them if my company attempts to force us to get this crap injected into our veins. After my history with the flu vaccine and now watching what my mother is going through after getting the shots? 

It isn't going to happen.  

Well whatever.  A few things I am keeping up with in the news, this is one of them. And watching for my company making any further announcements than what they have already made about this vaccine. So far, they aren't requiring it.  They probably are figuring out they will lose a massive amount of people in a forced scenario and their profits are going to - whoosh! - right out the window.  Truckers in general aren't getting the jab, not the majority of us anyway. Not saying none of us are, but a lot of us are saying no thanks.  

My truck? No clue.  I may be on another trip to Brownsville in that daycab. So beit, I won't like it, for sure I won't like it, but the money is needed. I also just got another credit card. Why? Because I will run those things right on up, all the way up, if I have to, to get this park going without having to resort to more loans. And then, take a loan out to pay all of it off and bring the numbers back down to zero on credit balances.  

And there ya go. I've been totally wishy-washy about this SBA loan stuff. I'l get one, I wont't get one, I'll get one, I'm not doing that, right now.  Sorry, I just don't really know what I am doing in the arena of finance and it shows.  Not on a business level anyway.  I want to get this thing going and whatever I can afford.  I figure I can do it with 100k.  Plus a portable office building to start with.  It can be converted into a small rental until somewhere down the line and moved out of site.  

Did I say I would love to build a house on the back of the property and actually live there?

I'm done. 

For now. I've got a plan, it's moving forward and it won't take until the 2cd of Never to accomplish. 

G'day.