Wednesday, November 17, 2010

Wednesday 11/17/2010

Wednesday

2-1/2 days until 8 days off.
Yup, I'm counting the days now. I have this half-plucked idea I might spend a day or two before Thanksgiving going down to see dad - but - not sure about that. I think I can take a couple days off during the week between Christmas and New Year's even though I am also taking this much time off at Thanksgiving. 

A nuclear free world? Obama and his attempt to get a new treaty ratification going with Russia and the apparent fact that it's going to be shot down for now. There is never going to be a world without nukes. It would be extremely stupid for the U.S. to agree to, eventually, disarm and dismantle all of them. We would be sitting ducks, available for roasting at any time. Nukes aren't meant to be used, really, just deterrents for other nations not to use THEIR'S against us. 

I started toying with the idea of short-saling the house. 10, 15 years until the mortgage is equal to what the house is worth? Lol, I mean, that IS laughable. That's pretty much the projections I have been hearing for some time now. I dunno what to do. It's kinda tough to try and figure out what's next. So many people are just walking. Goodbye, c'ya later. 

My next move, though, is to try another loan mod. If they won't reduce principle amount, maybe I can get the interest rate reduced another percentage point. That would bring the payment down another $200 (at least) per month. It's funny that a bank will allow you to short-sale a house - meaning they are going to accept an offer for the house FAR below what your current mortgage is on it, but - they refuse to reduce the principle amount on the mortgage making it more affordable and possible for the current individual or family to stay in it. 

Whatever the case, I am seeking some way to get the total payment - taxes and insurance included - down below 1k per month. Another percentage point would bring it down to the $800 per month range. So, yes, I am going to write yet another letter of hardship, send it in and see what happens. It's worth a try and I would rather stay in that house than leave it. Rental housing, I am seeing in the Phoenix area, is getting much harder to find and the rates are going up. 

Anyway, my pre-work time is about gone.

G'day.

ben

3 comments:

Anonymous said...

Thursday

Ate some shrimp yesterday afternoon. Last night, it must have come back alive, cause'
it woke me up. It was deciding whether to go through my system or back out the way it came in.
Yeah, well, about an hour of that and it finally settled back down and I slept the rest of the night.
No need to go into too much detail about what happened this morning as I walked out the door to leave for work and ........ended up running back into the house.

So, my sister-in-law is contacting me on Facebook yesterday having some kind of emergency. What's up? She has an aquarium. She has 2 Koi in it. She says the Koi food is clogging up her filtration system and the water is turning yucky, she wants to get rid of the Koi.

I'll take hers and anyone else's Koi that want to get rid of them for free!
She wanted to bring them over last night. No thanks. I want to be able to see what I'm doing out there, night time is NOT a good time to introduce fish into a TOTALLY different kind of environment. An aquarium and a pond are 2 totally different things and it takes fish a while to make the transition comfortably.

Which reminds me, get some stress reducer on the way home from work, it helps fish eash into a new environment.

Sarah Pallin. I have figured from the beginning that her departing as governor and going on campaign trails all over the place was eventually going to lead to what it looks like may just happen: a run for the presidency. The talk is growing stronger and stronger and now there is an article out. Of course, the loud mouths are already debunking her and saying there is no way she could ever get voted into the Oval Office. I would like to suggest that those people simply have the platform with the press and use it - frequently - to express their opinion, and frankly, that's all ANY of us have when it comes to politics: an opinion.

Would I vote for her? Well, if she was the only other thing going up against Obama, yes, definitely. The political landscape is going to change dramatically, however, over the next, what 12 months or so? Give it time, see who comes up to the forefront, see who is the best qualified candidate.

2 more work days, including today, until the start of vacation. I'm going to be sleeping in, I can say that much with confidence. Every day, sleep in at least an hour if not more.

Whatever the case, I am done with writing - my system is acting pretty messed up right now and I'm not really feeling all that great. I dunno what was wrong with that shrimp, I don't normally have this kind of reaction from that particular food, but, definitey, my system said no to it and is kicking it out.

G'day.

ben

Fijufic said...

Ben - I do not think she could be elected. She is a mover and shaker but not a credible presidential candidate.

BenB said...

Yes, she definitely seems to be a good on to have on your side if you ARE running for the position, I don't know if she could get enough votes.

 Thursday - mid afternoon Yup, I haven't posted in several days. I've actually written some but I never posted the stuff.  Just neve...