Monday  semi-early

I actually slept for once.  In saying that I simply mean I got 8 hours of sleep.  I don't typically get that much even tho I always go to bed in time for 7-1/2 hours to 8 or more.  I have no work today and my tractor plans have been thwarted.

Apparently the farm needs the tractor for some sort of work that it is best able to deal with. C'est la vie. However, when they are done with it, they are going to bring it back. Out of the blue yesterday, the boy calls and asks where's the key? I had forgotten to leave it at his trailer and it was in my vehicle. He was over there and needed to load it up.  "I can bring it back, we just have to do some work with it"

Upon arrival, a lady came walking up I had never seen before and I thought this might the overnighters that showed up.  "I'm with him".  Turns out it's the grandma and she owns that particular tractor. I found out the farm was started by her parent's parents many moons ago. A total of 700 plus acres, they've got all kinds of equipment.  And was appreciative for the new tire. So, I was going to do tractor work today, I would, in fact, be out there right now using it while it's still relatively cool outside.

I wasn't terribly unhappy however after the boy said he could bring it back and  do the work. "I can't pay you anything".  Oh it's ok, I need something to do!  He thinks I just want the land cleared out. Well yes, but I have plans which include adding at least 15 more lots. I"ve kind of come to the conclusion that if I ever want to go the tiny home route? I have plenty of land up front.  There's probably 3 acres up there if not a bit more.  It would need some leveling and such.  

However, I am going to try to find out how these other places afford all of these tiny homes. Does a bank finance them? Does the seller have their own financing? I doubt they're paying cash.  Not the nature of the business.  So much I could do if I could get financing on decent terms.  It is  coming down, I've noticed. 

Credit Karma has several offers now for 50k at 13% interest range. That sound high? Well, when it was just showing 25 to 30% interest range, it's a lot better.  In fact, CK has those offers on there and they are guaranteed.  It means they believe I can get any one of those loans so much so that they are willing to pay me $50 if I don't get it.  That's not that much money, but it means that they really, really think I will be approved. I have no idea how they come to these conclusions, but whenever anything says "outstanding" chances of approval? I will get that loan or card if I really want it.

No, I'm not jumping on that just yet, tho if I could pay off all my credit cards my score would go back to skyscraper heights and then I would qualify for even better financing.  The thing I'm looking for is even lower interest rates and thereby making it a smaller monthly payment. Right now? If I took one of those loans, I would lose about $200 in payments.  Great, but what if they come down even more and I could save $400 or more per month? Who knows.  I've basically got a mortgage payment in credit card monthly bills.  It's high, it's something I've been wanting to deal with, just waiting until I can get the right deal. Not going to wait forever, I'm looking at a 4 year loan that has about the same what I'm paying now. Or 5 or 6 year loans which reduce the payment. 

Anyhoo, I have decided I am not taking the prostate medicine. It doesn't cure anything, it's only relief.  I haven't even tried it.  I'm just not on the bandwagon of endless medications that make you feel worse than the symptoms it's treating.  I will not take that cholesterol medicine. I am going to look into seeing if there are any other treatments.  That stuff was too much and that antibiotic? Never again.  I have no control over how my body is going to react to various medications.  I am, instead, going to pursue this degenerative bone situation in my lower back.

After some reading, it appears if that is most likely the source of the pain. It has diminished greatly by no other reason than...nothing.  I don't know why it has done that. My big focus is losing weight to take stress off of that area and everywhere else for that matter.  I've been on the diet for a while now, the weight is coming off slowly but the fat is definitely coming off.  It seems to me that getting rid of 30 pounds would give my back and entire body significant relief. I have yet to hear back from the specialist. 

Well, not "hear back", I haven't received a phone call from them at all.  Are they that busy? Do they make everyone wait for next to forever? If you need a specialist, there must be a reason for it, right? Like, you need relief from something, please get the process started.

BTW, I did not want today off and I have no idea why he gave it to me. I am working tomorrow and then there's nothing in the tablet after that. I need to work and keep busy with it for a while.  

That's it. Sort of.  The newest person showed up yesterday as well as an overnighter. Another overnighter never showed - tho they paid.  I don't have any more overnight reservations until the end of next month, unfortunately.  I am not going to hold lots that long, I will rent one out if that opportunity arises.  Right now, I am getting calls for tiny homes or some place to live. I don't have anything available, sorry.  My coach will be available - sometime in the future but no idea when. Those people are gone and I"m not letting anyone else in it.  And if/when it does get rentable, well no.  I'm not going to rent it. It's going to be a payment plan to purchase it. This time, I will get proof of ability to pay and show me they have a job with a paycheck or government payment or whatever.

OHH! That reminds me, that man gets his money today. I'm hop over there and get in his face. Have that thing out of here...today. It's that or leave.  I don't care which at this point.  Maybe one of his friends will move it if he pays them. I don't know where he would move it to (and I don't care, I want the thing off my property).  The frame would be worth something, but you have to tear everything off of it. The amount you get out of it is not worth the time or energy. 

I don't know how that is going to end, honestly.  I will try to have a professional demeanor about me, that's all I can say. He's pushed this so far, however, it's really starting to annoy me.  It's not like today will be the first day I've been on his doorstep asking him to get rid of that trailer and replace those windows as he promised.  So, today, I will likely issue him a warning: fix this situation or you will be trespassed from the property, as granted by law.  Texas law on this situation is pretty good for owners of RV parks - once I found the correct law including direct reference to RV parks in the statute.  

As for today?  I don't know.  I'm not particularly motivated at this point.  The tractor usage was my plan and now...well there are other things I can do out there I guess.  I want to measure the amount of available room back there and see how many lots I can get in there without cramming them in too close together.

That sardine can, brand new rv park that was being built the next town north of here has opened. There was one trailer in it yesterday, it was amazingly ridiculous.  The lot is so small, as I had mentioned before, there is no breathing space around the trailer.  It's old style antics to cram as many lots in on a small space as you possibly can. People don't like that.  The only way they're filling that place up is if they give highly discounted rates. I doubt that place will affect me at all, I'm 30 miles away, I just comment on it because of the setup.  

The other place on the other side of town? Well I'm going to go back there today now that I have permission to enter the property and see what it has. From the satellite view, the lots were crammed into together. That and the video they have in their ad. But, sometimes appearances on videos aren't realistic, hence I want to see with my own eyes.  I can say that looking at the video, it appears that the lots are maybe 15 feet apart?  I dunno how he thinks tiny homes are going to appealing to anyone wanting to buy one on a lot that small. You have no room for a yard or anything, really. 

Ok,, I see what he's doing now.  He has "RV's for rent and in park financing available".  This guy has 4 other small parks.  He must have money, I don't.  Advantage - him, not me.  I think renting RV's is a bad idea now that I've done the research. Much better to sell them on payments and get a decent down payment in case they trash the thing.  The biggest complaint I've seen from park owners renting them is that people that rent them? Know nothing about RV's, how they operate, the do's and the dont's.  

That is significant for RV's are unique in how everything is done inside of them.  I read too many horror stores of people breaking things that were costly repairs because they had no idea what they were doing - even after being walked through and shown how to operate all of it.  

I like the idea of tiny homes - a long as the person moving in already owns the home and they are responsible for everything beyond a lot and power, sewer and water.  But, I'll be doing more research on it.  I want an RV park, not a mobile home looking thing.  

There are all kinds of financing options, tbh, SBA loans are popular. They require a lot of paperwork and the same kind of thing you go through with a house mortgage application.  Endless emails, phone calls and text messages.  I haven't really wanted to go through that again.  It just gets maddening after it goes on every day for several weeks in a row.  

I'm not going to concern myself with that today, it's just nothing I want to deal with right now. I'm working towards getting the motivation up to tackle it sooner or later.  As it stands, I'm giving the boy 2 months free rent - IF - he brings that tractor back AND he does the work. That is the deal and it is non-negotiable.  I made myself clear to him. Fortunately, he has a good head on his shoulders, he understands things that people 3 times his age have trouble comprehending for unknown reasons.  

Well, my motivation levels are high right now to deal with this dude and his trashed trailer. Going to head over there and get this done.

G'day