Thursday - afternoon

Well that was a bit of a let down. 18 hours after I submitted the loan request, they rejected it.  I figured since it was taking them so long that that was a good sign. Apparently not.  I don't know if I want to try another loan company for I don't want a lot of hard hits on the credit score inquiries.  Doesn't look good, they say anyway, because they think you are desperate if you have too many of them.  I may have been asking for too much money for unsecured loan tho.  I'm thinking of going through the company that gave me a much smaller loan, at least I have a history with them.

I think, however, that that is almost meaningless to these loan companies.  

I'll think about that for awhile.

Meanwhile, the septic dude hasn't called back and I am getting nowhere with mowing companies that will do the work without charging a fortune.  

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Many hours later.  I texted the septic guy again. This time, if he wasn't going to respond, I'm going to start soliciting bids from elsewhere. This guy has the best reputation in the entire county, he's just so inundated daily with texts and phone calls he can't keep up with it.  It's good to be busy, but at the same time, you can piss your customers off to the point they go elsewhere. 

Well, he replied and said he'd give me the same system I already have at the same price.  Now, I got that system before all of this inflation crap hit everyone. I'm like wow!  I wasted 2 seconds and replied "let's do it".  That leaves me enough money to get the dozer work done, however that's going to happen....I figure when I get him out there to look at where this is going to go, I'm going to ask him what he'll charge me to level - well flatten - out the area. It isn't large by construction standards and shouldn't cost more than half a day, a day at most. 

If some dude is going to charge me $3,500 to do that work for a "couple of days", I might as well go with a trusted contractor who knows what the Hercules he's doing and with one of the best dozer operators I've ever seen in my life and I can tell ya, I've been to lots of construction sites and watched a lot of them doing their jobs.  The $3,500 dude is the one who gave me that quote a few days ago. I just balked at that.  

So, I think I have the  septic down.  Meaning, it's the first step and we're taking it.  Now let's add some spice to the dish.  James says the people that use him all the time for his handyman services are going on extended vacation this summer and he's going to need to find some extra work. I've got just the thing for him: ME!  James wants his money, of course, but he won't try to ream my with ridiculously high prices.  He's very fair, he's very efficient and he does a good job.  I don't need perfection but if I did, I'd pretty much turn to him. I don't really need the knowledge in this affair, I know what I'm doing, I need the extra hands. 

So I have determined, at least preliminary stage, that I can just line the main driveway with back in spots.  That could change, but right now? I doubt it.  Building another driveway would be costly.  Just the gravel alone is very expensive nowadays, it's absolutely amazing how much money they want for rocks.  

If you can't tell, I'm getting myself fired back up for the vision. The goal. The means to an end, the thing I need to get done before it's too late for me and I'm all worn out, can't do much of anything, age gets the grip and you are just sitting there wondering why you didn't do this, that and the other thing when you could have done it. I don't want to rely on social security. I don't trust the government to pay me every month and be totally dependent on it.  I'll take the damn money if it's available, I've worked many decades for it, but I want to be prepared for not government "handouts".  

There is a certain element of conservatives that call SS an entitlement, and so it may be..... on paper.  In a computer data base.  But in reality, you and I - well I am guessing you anyway - paid into that system for many, many decades and you sure as Hondon Hondurans want something back out of that stuff. Especially with the government spending trillions  of dollars on what amounts to more fraud, waste and abuse than it does helping anyone do much of anything! I want some of my money back just for the fact that the government is just doling out money for bulls***.  Make a contract, give it to some "company" and they do little or even nothing to "earn" their pay.  

Anyway, I'm kind of stoked right now about getting this party started. The Park that is.  That tractor is still there, I give the kid a monthly discount for the use of it. I'll be needing it for spreading rock.  It isn't enough to smooth out the land, it's just not a big enough blade and not enough weight to force the blade to stick with the same plane.  

Enough. Now that a quarter day has passed - I started this entry 9 hours ago and just stopped and kept coming back to it - I feel better. Yes, I was denied the loan, I looked into a few others. The best I could get was 19.99%.  That's ridiculous.  It's better than CC rates but it's still high. I mean, it would save me some money.  Sofi rejected me, I guess I should take a look and see why. Prosper rejected me because I already have a loan with them.  Accredited said yes - but to that 19.99% interest rate. I'm not through looking, as long as I don't get a hard hit to get an initial offer.  To my credit score that is.  I figured that since CreditKarma said my approval odds were outstanding and offering a $50 guarantee if rejected, I should get the loan.

Every time I've tried that with acquiring credit cards and personal loans in the past, it always worked.  Oh, I think Upstart offered me a loan, but it's not near enough and the outcome isn't worth it.  

I just realized I have second load tomorrow, I don't have to get up early!  I'll take the sleeping in when I can get it, I never ask for it tho. I'll take the early load just to get the day over with and have free time galore.