Sunday - morning

Well, interesting things.

Church this morning, the 7 year old is being forced to go.  Not from me, but parents said if he's going to go to Wednesday night service, he has to go to Sunday service or don't go at all.  Ok.  I kind of had a problem with that as well but I thought better go to any service than nothing at all. 

The meltdown of all meltdowns occurred with that boy yesterday.  I have never seen anything like it from him, or really anywhere. Even Trump election win meltdowns with people busting their tv's had nothing on this boy's rage and anger.  That's the thing, he hasn't learned how to effectively deal with anger and so he just starts throwing things and going on a rampage - until someone forces him to stop anyway.  

The entire details are unnecessary, he didn't get he way about something so he started smashing his electric bike on the ground and after that was taken away, started smashing his helmet on the concrete as well.  This was while he was screaming in rage.  I don't mean a whine or a whisper, I mean absolute rage. It was a spectacle to behold.  

Anyway, it IS, indeed, supposed to rain later on today and tomorrow as well.  So, that makes me happy that the new park host got all 250 pounds of that seed up. I am going over after church and getting the spreader so I can apply the see to our front yard as well.  50 pounds is a nice, thick coating so that some of it will stick and the rest? Will wash into the neighbor's yard and they will have a nice coating of rye grass as well.

Aren't I generous? Well, sort of, it's just what happens when it rains. We are on a hill and some of that seed is going to go into the neighbor's yard.  The previous neighbor that lived there was unappreciative of it, she wanted all of her grass to die and just have a dirt front yard.  She couldn't afford to water the grass during the summer but mostly, she just didn't want to have to cut grass any more. ]

A dirt yard.  How unsightly.  Well, I took care of that unintentionally but I was happy to see her yard have a full, thick coating of grass : )

I don't know what the new neighbor who bought the previous neighbor's house feels about it, she's retired, seems to like to putt around the front and back yards and keep herself a little bit busy.  

Winter/rye grass is absolutely beautiful, dark green grass that grows easily and goes away just as easily.  The park host was talking about it, I said no, it doesn't last.  As soon  as it starts getting warm again - which is probably 6 months from now - it will die out. He got this look on his face, lol.  I do this every year, thank you. I can have brown lots, it looks bad.  

He doesn't appreciate the need, apparently, to keep the place looking as good as possible.  I mean, I don't really get it but whatever.  I'm running a business and RV parks - the good ones anyway - keep their properties very nice.  They hire crews to run around dealing with it on a continual basis.  It's an important part of the business which will lose you customers if you don't tend to it.  

I am probably going to go ahead and get some firewood again this year as well.  I have fire rings and no firewood.  Just a cord.   Not selling it, it will be for overnight guests free use only.  Others can buy it.  It got a bit ridiculous when I said people can have some free wood and one lady was actually loading up her car and taking it to another house. What? 

I've had some comments from overnighters wondering why I have fire rings but no firewood for sale.  A legitimate complaint, I guess, but people weren't using them.  Ok, some were, mostly they weren't being used. For the sake of keeping overnighters happy, I will have a cord out there - for sale - and they can use a wagon I will have sitting there to haul it to their lots.  Either that or just take them out of there.  I dunno.  It's listed on my sites that I have fire rings so I need to either have them with firewood for sale or get rid of them.  

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Time passes quickly sometimes. Yes, I know time doesn't change, lol....of to church.  

Saturday - mid afternoon

So this lady calls me out of the blue and says she wants to move in.  Huh.  She starts telling me she used to work for one of my competitors and has run a couple of rv parks locally. 

I wasn't and am not offering her a job.  

But, I know who she is. She was the office manager for the biggest competitor I have.  Apparently the owners fired a bunch of people - for what reason she claims she doesn't know.  I suppose I could contact them and ask them, we've had a congenial relationship albeit we don't talk often.  In fact it's been quite a while.

Amazingly, she wants the "end cap" lot. It's the lot where the welder stayed for almost 2 years.  I don't think those people are ever coming back. Well the first 2 that left I know what happened to them, this guy? They claimed the company wasn't paying the bills so they moved him elsewhere.  But, he could have also decided to move to another park.  I have no clue.  

Anyway, she says she's been at my park "several times", no clue on that either tho I have no reason to not believe her.  She loves what I have done with the place and would love to stay there. So, within the next few days she's moving in, allegedly. I always throw the allegedly part in for you never know.  

I did take a look to see if those parks were for sale.  I couldn't find anything but the park my contractor built for a profit making venture who sold it to some company? They have it up for sale now.  It's got 20 something tiny homes on it, I think the park owns them and rents them out.  How much do they want? $3,750,000.  They bought it for a million.  The absolute absurdity of pricing of RV parks. It's crazy!  Almost 4 millions for a total of 36 spots? One building? No other amenities?

They say they are full for the tiny homes and have a waiting list.  Look if I could afford to fill my park up with tiny homes or even just a few of them I'd do it.  They undoubtedly spent quite a bit of money buying all of those brand new tiny homes, no doubt.  I don't know if they got financed, had cash, a mixture, what?  I'd love to find out how to go about getting financed for stuff like that.  I'd also like to know what they are charging for monthly rent.  I can't even guess, I just think, maybe a grand? More? Less? Housing is so expensive in this area.  

Anyway, if I added 25 spots and somehow filled them up and kept them full for the books to show to people, I  would have a property worth around $850,000. Now, that is meaningless to me if I intend on keeping the property "forever", but what if  decided to sell it off? More specifically, cut the property up into 2 pieces, sell the 7-1/2 acres up front and keep the rear 15?  Not including the gas well pad.  That's around another 2-1/2.  

These are the thoughts that enter my mind when I think about upgrading the property with a ....

Well, quote is total around $207k.  Add 76k worth of covered parking (this would increase the value of the park substantially, btw).  Add an above ground pool and an above ground hot tub.  Add a 16X40 barn for more laundry, showers, bathroom and workshop.  Now you're talking over a million dollars value.  

I try to take all of these thoughts into consideration for the idea of getting a loan to upgrade.  How much will the payments be? How long? How much will this upgrade also upgrade the value of the park? More importantly, however, how much more will insurance cost and how much will the county jack up the property taxes on it? Yeah, those last 2 are sticking points.  

There is a point where I need a property tax/real estate lawyer to take a look at the situation and see what they can come up with.  Like, about the time I did that much of an upgrade.  We're talking an over 300k loan to cover all of that stuff.  You have to add however much you owe on the land as well.  

Anyway, yesterday I bought 300 pounds of rye grass seed. It cost me $242 total, including tax.  It's an amazing deal for rye grass seed, look online and you'll see what I'm talking about, these are 50 pound bags. I took them over there this morning and parked near the shed before leaving for Arkansas.  I then contacted the new park host, that's what he is I am going to have to groom him into an effective RV park operator, and informed him that all 5 bags - I took one home to put on our front yard, the stuff looks so amazing! - need to be spread today. 

I mean, if I ask him the way I used to, it just doesn't get done.  It is supposed to rain tomorrow and Monday and I want that stuff out there. The great amount of dew in the morning and the daytime highs not being hot at all, if it rains, it should sprout.  So, when I got back, he had done all 14 lots and was fixing to do the doggy park. He had one of my "guests" helping him, lol.  He also figured out that the ATV - the one that's been to the shop a couple of times now? - the guy that said he replaced the carburetor? Yeah, no.

Look, this park host actually went to school for mechanics. I knew the carb had problems I didn't realize it was the only real problem, the only other thing was a bad circuit breaker.  He said that is the original carburetor and that person who ever it was ripped you off, that is definitely NOT a new carburetor.  

Yeah, I haven't been back to that dude in 3 years? I think.  He did half-@$$ed work and it showed. The local shop did a 1/4-@$$ed job and just got it running and nothing else.  Whatever!  This stuff pisses me off. People taking advantage of people......

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It's so late now, lol.  After 10 pm and I"m getting sleepy.  Things have happened since I started this entry but no thank you, I'm going to get offa here and get myself to bed.  

 I haven't had to mess with the rate structure on my reservation page for quite a while. I am not raising rates, I won't get any business, too much competition. I've tried, trust me.  So, I finally remembered what I had to do to get the rates showing up again. It's just that the rate "season" runs out and you have to renew it, but you have to take a bunch of steps to make that renewal.

I erred and nothing happened at all. Then I erred again and added $28 to every space for having 30 or 50 amp.  So, when I figured out tonight how to get the new season started, I went into my reservations system as if I were a customer and saw the rate doubled. Gag. Then i realized what I had done: double charged. The seasonal rate AND the amperage rate.  Got rid of the amp rate and walaah.  

Yes, we all went to Mikki D's tonight and yes, I cheated on my cholesterol stuff. I've been doing quite well, I only cheat on it a little here and there, I am mostly keeping pretty good eye on it.  But tonight would qualify as in the "ridiculous" range with a shake, a big mac and fries.  Yeah, not particularly good for your health, I think I eat at McDonald's maybe once every 6 months.  In fact, I don't eat at fast food hardly any more at all and that started long before I went on this cholesterol watch.  The food is delicious, yes but it is also very unhealthy and I wasn't brought up on fast food.

We ate it here and there, my parents were pretty poor when I was very young and eating out was a luxury.  Even fast food.  We went to A&W on certain weekends here and there, but that wasn't to eat dinner or lunch, it was for root beer floats.  Or DQ for banana splits.  Grandma would occasionally take us to ritzy places where you had to dress up to even enter the building. She was a rich realtor and step grandpa was a rich dentist.  She had a membership at some ritzy golf club and she demanded the service she was paying for.

I didn't mind any of that, it was fun until she got drunk. Then she would get mean with the wait service personnel. She wanted a fresh glass of water every time she took a sip or a fresh ashtray - smoking was still a thing inside buildings then - for every flick of her cigarette.  Oh, she paid for that type of service, there is no doubting that but if they lapsed even a little and she had been drinking? Oh noooo, you best watch out boy or girl, she comin' after you!

Still, I loved my grandma, no one would ever take that away from me regardless of how she was acting.  

But now, I am reverting back to the days of treating eating out as a luxury. It just needs to be that way for now. It's not that I can't afford it, I can but when you look at how much money you are spending on such things on a monthly basis and your jaw drops to the floor looking at the total? Just no.  Time to make adjustments. I have been making adjustments everywhere else, this was no safe space either.  

I'm probably not giving up the after-church-on-Sunday-Appleebee's-visits.  Oh well. They have a few options for healthier dishes including a chicken breast dinner with mashed potatoes and green beans or a salad or whatever healthy. Salmon as well. A chicken rice bowl. Stuff like that.  I do choose the healthier stuff and since it's only the kids or kid going with me, they get the children's menu stuff and that's much cheaper. The total bill isn't very high.  

I just went out 2 days ago and bought the stuff to make some decent stuff to have to eat out of the fridge. In other words, pre made meals so I don't have to go cooking something every time I get hungry, look in the fridge and get a frown on my face. I can't eat that and that, I'll just have to make a sandwich. Well, I don't want to always be eating sandwiches or salads.  So, Turkey medallions it is and also turkey burgers.  Make the stuff in advance, it's a no brainer. Just pull it out, reheat some of it, good to go. Makes life easier to deal with in this low cholesterol era of completely changing my eating habits.  

There are going to be meals here and there that are simply too loaded with fat to where I just have to eat in moderation.  Small portions.  If it's got a lot of cheese and beef and creams in it, I can have a little of it.  Old ways were eat as much as I want, now I really do limit myself.  

I didn't make the turkey medallions yet, I have been sick and as I said in previous post, barely made the bathroom today for the toilet.  

I received a threat letter from a lab today saying if I didn't pay their $5.39, it was going to be forwarded to a collection agency.  Huh?  I paid this, I thought. Did I somehow miss this? I went online, entered the info - this bill has already been paid. Can you imagine a hit to your credit score over $5.39?  Yeah, I didn't think so. At this point, all of my doc bills from all of that I have gone through are paid excepting possibly the visit to the doc a few days ago. They took x-rays, remains to be seen what I will have to pay towards that.  It's $75 right off the bat, co-pay you pay at the window, it's written right on the insurance card.  

It's hard to believe it's the end of Thursday already.  I've been working quite a lot with 2 more days to go before another day off.  Yes, I had Tuesday off but I worked the 6 days previous to that.  So, work four more days after that and another day off and back at it Monday? I can deal with that. Or, I should say, I tell myself that.  I try to occupy myself while driving so that the miles pass by and I don't even think about it. I said I try, that doesn't always work but when it does, I pop out of it and think, wow, I'm already at X point in the trip back! 

I love the early morning runs, for the most part. There are days when I think, gee, I would have been better off sleeping in since I am so tired and was actually sleeping when the alarm went off...today would have been a good day for that. The fact that I slept 2 hours when I got home is a testament to the fact that I was uber-tired and just need some rest.  Age doesn't help in that department, the older I get, the more naps I find I need to take.  That doesn't bother me tho, I like naps!  The only real drag about growing older is the machinery starts breaking down and you have to find a decent mechanic to fix it. I am, of course, referring to the body and doctors.

Not all doctors are equal in their experience, wisdom, knowledge or approach. Some clearly don't give a damn, get you in and out and they really don't even want to hear you out on anything.  I've thought about starting to call these types of doctors out to their faces, when they do that I don't want any further "treatment" from them anyway. You sit there and tell them what you are experiencing and it is like they aren't even listening to you.  If they spend 5 minutes with you, it seems like that was too much.  

I'm not real impressed with the state of medical care being given in this day and age and from my talks with other folks, a lot of people don't care for it.  They are flooded with patients and some of them even tell you they aren't taking on new patients.  That's good, actually, that some of them set limits.  If I call my doctor needing some kind of attention the same day, it's 99.99% guaranteed they are going to tell me they don't have a slot available. I don't even bother anymore, the urgent care place here is very good and can treat most of the stuff I deal with.  

Dang it. I totally forgot about the steroid treatment! Ugh. Need to write a note on my phone to go to Walmart tomorrow and get that prescription.  Completely spaced it out.  I do want to see if that will help this shoulder and back situation any.  Well there's not much else new. I am following the political scene more than I have been right now for the outbursts from the left are amazing - amazingly grotesque and irrational.  The stuff they are saying is truly unbelievable. And then there are Trump's appointments and nominees, he's got the ball rolling far earlier than he got it going last time. He wants all of it done before he takes the oath of office so they can get this stuff rolling quickly in Congress.  

I'm getting off of here.  It's getting late and I don't like going to bed past 9:30  pm if I'm getting up at 5:20 am.  

 Thursday - late afternoon

I can tell ya one thing, sleep deprivation caught up to me today and I slept 2 hours when I got home.  2 solid hours of sleep.  I feel so much better.

However, getting up to Gurdon today? Not so great.  I apparently still have an "internal problem" that decided it wanted out shortly before I got to the plant. But the time I made it through the scales, back out to the highway and into the entrance to deliver the resin?  

Ohhh myyyyy.  I didn't even park the truck at the delivery shack, I found the closest bathroom I could park near and ran, not walked, to it.  I barely  made it in time.  

I didn't spend much time up there, the product came out amazingly fast considering the outside temperatures now. When that stuff gets cold, it thickens.  When it thickens, it slows down the delivery process.  So it was a bit perplexing that I got that entire truckload out in 50 minutes. That's very fast. I had no more "issues" on the way back such as yesterday. When I got back yesterday? Someone was in the bathroom at the park and headed straight for the woods.  Any more info would likely by TMI so we'll leave it at that. 

I've been assigned another run starting tomorrow which concludes on Saturday, Sunday off and then another on Monday.  All of my loads lately and the 2 ahead of me have been the first load. I have said nothing to the manager about any "infractions" from other drivers, but it's really only one now that is doing the line cutting. He has been with the company 20 years and feels like he can do whatever he wants and no one can say anything to him about it. 

The other dude that was regularly cutting me has backed way off from that after the last encounter where he said he didn't even care what the manager had to say about it. The manager had something to say about it and I didn't hear from this dude for quite a while. And then, all of a sudden, he calls me asking me when I'm going to be there.  And now he texts.  I have no problem with this, it's actually quite effective to keep people from tripping up other people's load or delivery times. 

I had tried to start this with him originally.  Yesterday, he texted me asking me what time I would be there this morning. I told him 8:45 - 9:00 am. So, I got a text this morning at 7:20 am that "product is flowing", meaning he should be done by the time I get there. I have no problem with this, excepting the possibility if, after he is done offloading, there is no room in the tank for another load. That rarely happens, but it does  happen.  

I saw him driving the other direction from the plant about 10 minutes away from it. I got there and found that one tank was full but the other tank had room for 2 more loads.  So  much nicer when people communicate and make their intentions known and then if there are any foreseeable problems, attempt to work it out in advance.  Now, I don't know what he's going to do tomorrow.  I'll be at the washout at around 8:10 am, that's pretty much when I get there. I haven't run into him there, either, in quite a long time.  

Anyway, the manager finally called me today. Not that I had asked him to or even expected it, he just keeps dumping stuff into my tablet and I just do it without any other communication.  And so it was, "I just keep putting stuff in your tablet I just wanted to make sure all of this is okay?". Yes, yes indeed. I can work through Saturday, go to church Sunday and then start it all over again Monday.  If he does like he normally does, then Wednesday I will have off. He pretty much always gives me a day off during the week.

I don't ask for it but I'm used to it now and I welcome the ability to sleep in on a day when no kids are home making all kinds of noise and if Taylor is home, she doesn't make any noise at all.  She relishes her peace and quiet time away from the kids as much  as I do.  In fact, if I am sleeping in, I have to get up early, let the dog out for 10-15 minutes and then bring him back in. That dog ...

He'll start barking at something and always on my side of the house where my room is.  So, if I don't bring him back in, well, I might as well just get up.  Fortunately, the dog doesn't mind coming back in, laying down on his new bed and lazing around.  He's just like Addler was, very quiet.  To the point of a fault when he's in the house. I've left him in a few times when it's raining and found him still in there after I get home.  I forget to tell anyone he's in there and he won't make any noise to get out.  It only took the first time doing that and forgetting to tell anyone to figure out - let him out for a while in the morning if the weather is foul and I want him in.

That way, he takes care of his elimination needs and he won't do it on the carpet. 

Today was the boys' Thanksgiving meal at school. We typically go and meet them at each of their schools and have a meal with them. Today, however, no one could go. I've taken too much time off of work and Taylor was working, James is on a crazy schedule now working 12 hour days.  I didn't really like missing it but we are compromising to make them happy. McDonald's for dinner, in about 25 minutes actually.  

I like to go to the school thing to make sure the kids feel like they are a priority in our lives and of course the actual meal, which is a full turkey dinner.  Oh well, maybe we can go next year?  Maybe by next year I'll have more spaces and ...well let's not go into that.  The what-ifs can get  me going down rabbit trails of thought endlessly.  

That's my day. Saw no crazy accidents today but the usual with people playing games with trucks in traffic. I'll never understand that.  Faceboo, YouTube and TikTok are rife with videos of people doing such things that end up very badly for them.  Maybe they don't see such videos or maybe they just don't care.  I do see some such videos, tho, where the truck driver isn't being proactive and attempting to stay out of an accident. They just stay right there and force the issue.

Nice and fine if you don't mind killing and maiming people, destroying property and ending up in hospitals and time off.  Even if the trucker isn't hurt at all, their truck has damage that will have to be repaired, meaning they can't drive until it's fixed.  Or, have to get a rental truck.  Any way about it, it doesn't matter if it's going to be the other driver's fault, you, the trucker, should make every possible attempt to avoid an accident, even if it means swallowing your pride and ego and letting the "idiot" in - or whatever stupidity they are doing.  

I say something on the comments sections of such videos and I get all kinds of wrath.  Whatever, people, you are causing yourselves more problems than you need to have if you just let it go, let these other drivers do their thing and go about your day.  

Oh, I've been following the people Trump is nominating for the various positions that need to be filled.  The one that really caught my attention was Matt Gaetz, lmao.  I'm not to go into all of that right now, I have to leave in a few minutes but I find it funny. Republicans having herds of cows for Trump to attempt to put him into such a position.  

And another one that caught my attention was Pete Hegseth, of which the left are also having cows about.  He isn't qualified!  Oh? Why? I asked one person and he went off with a script that was straight from (or appeared to be anyway) an article from CBS. Not qualified, a warrior but not a leader, yada yada yada, blah blah blah.  Straight from Fox News! is the other one, yes he is on Fox News.  He's not a hoaxster, he's the real McCoy as far as I'm concerned.  

I'm still reading people saying all of the left are going to be placed in concentration camps. I guess these people actually believe this crap, enough of them are saying it?  

Well, off to McDonald's! The home of high cholesterol and saturated fats! LOL!  

 Wednesday

I don't think it's food poisoning, I've had that before that is sick to the point that you feel like you'd just rather die after you've been doing the dry heaves long enough.

No, but all 3 adults are having "issues" today, runs, stomach, yuck.  Dunno about the kids, if they have the same thing they haven't told the teachers.  

It's one thing to have the runs at home when you can just run to the toilet before ALL hell breaks loose, it is entirely another to find out about it while driving down the road in a semi truck.  

I won't go into those details, it was not pleasant and leave it at that.  

My stomach is definitely grumbling and telling me about it.  It can't be coincidence we all 3 got sick at the same time.  We had pan veggies for dinner last night. It's sausage, yellow squash, zuchinni and potatoes on a baking pan, seasoned, olive oil and bake in the oven. Something in the squash perhaps?  That pan bake was the only thing we all had to eat in common, so it's gotta be something that was in that mixture. 

Whatever the case, I'm home and I am not going anywhere for the rest of the day, that's rest assured.  I take that back, if the boys are not sick, they can go to church tonight but that's just drive over there, sign them in, go back home and then pick them up 2 hours later.

That's only if they don't have issues as well.  They ate the same food we did, I would be very surprised if they hadn't had "run to the bathroom" issues as well.  

Gag. 

I asked the boy today to please find a box blade for his tractor.  Apparently he doesn't have one at the farm, which I find very odd. Standard equipment from what I have seen that a tractor comes with a box blade on it.  He texted back that he's "looking around". Right now I'm charging him half rent price for use of the tractor for I haven't used it that much lately. I think he got it fixed so I will try it again after I am over this junk. 

I'm not deathly sick as I stated above so I don't expect this to last very long.  It started last night for Taylor and James.   I guess it could just be coincidental that a stomach bug is going around? 

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Taylor had a small amount of dinner and just went and lost it, ouch.  I also had some but I am feeling okay so far.  The kids?  Nothing wrong with them at all. I mean, virtually nothing.  So, I took them to church. The pastor who I have hardly had any dealings with at all - still remembers my name.  How are you doing today?  Uhh, just a little bad.  Ohhh? What's wrong?  Well, all 3 adults in our house have a stomach issue going, we think it must have been something we ate last night.  I quickly added that the boys feel fine since they were standing right next to me, didn't want them thinking I was bringing sick kids to church.

The lady standing there said: "Kids have iron stomachs!".  I guess, not so sure about that but I just nodded in agreement, I wanted out of there. Nice folks, no doubt, but in this condition I'm just a wee bit cranky and didn't want to come off that way to them.  I just saw no good reason to not take the kids as long as I was good enough to get them there and back. And anyway, the youngest doesn't go to Sunday church anymore. Any kind of exposure to the Gospel is better than nothing as far as I'm concerned.  And yes, he wants to go to Wednesday church. 

Enough of all of that, I have to leave in an hour and 25 minutes to get them and then I'll slide into bed for the evening.  

And enough of this entry.  

 Found it.  Quickbooks is rather complex and involved and freely admit I don't necessarily know how to navigate it.

That where AI comes in handy.  I have my google search set up for "suggestions" from AI at the top of the page and this time - as many times recently actually - it was correct in my search for previous year income.  I have the report sitting in front of me and of course it looks dismal. I spent a lot of money on the park last year and the year before getting everything finished.  It's what it is.  It's also why I have a full time job outside of the park.  

Those expenses are way down this year.  No giant construction expenses and building out a shed with a ridiculous amount of money spent on turning it into a bathroom with laundry.  It's not really a community gathering center for it's too small for that. I'd really like to pull the trigger on that 16X40 barn, just can't yet.  I'll probably get stuck with that Tower Loan company, not a thing I really want to do over again.  The payments will probably be double what the current shed was as well.  

Anyway, I got that done before leaving for the doc office. After writing in my blog I had renewed motivation and found what I needed.  I actually haven't even left yet, lol.  I'm just going straight to the doc office, then the bank and then the park.  I expect to mostly take it easy today. I have a run tomorrow which goes into Thursday, but after that there is nothing yet.  The trainer driver was saying the same thing, he had a load in there for Friday but the manager took it out. 

So, no idea what's going on.  Things slowing down for some reason? Perhaps sales of plywood is slowing?  Something wrong at the plant again which is slowing things down? I don't really find out very often until I get up there and ask them directly.  They are usually pretty free with the information.  

I've got the highest tier of insurance I could get through my company, but I have noticed it's not the greatest coverage.  I have to pay a deductible which is 7 grand if I go to the emergency room and then after that deductible is met, I still have to pay 30% of whatever is left.  That's, uhh, not very good in an extreme emergency where the costs can go into the hundreds of thousands of dollars range.  I mean, I don't have any other options beyond finding a job somewhere else.  

Even Urgent Care is a bit high on the copay at $75 per visit.  It covers everything after that, tho, and the local Urgent Care is more like a mini hospital, I go there pretty much any time I need medical care, but I do have a primary care doc now I can call.  

I guess I shouldn't complain too much, much of what I went into the various docs and specialists for was covered beyond the copay.  Except the cat scan, they paid $8,000 of that I had to cover the rest.  I cannot get them to even find the paper they sent me saying the were going to cover all of it, I spend too much time on the phone and those people in billing departments don't give a damn, they don't care, they don't want to hear anything, just pay the bill. 

They were threatening to send it to collections so I paid the thing off today.  I haven't given up on getting them to honor their word, not at all, but I had to pay the junk or have a collection on my credit report, very much not good.   It's $800 so yes, it's worth still going after.  I didn't ask them to drop that charge, they said they reviewed it and decided to pay it.  

________

Post doctor visit

More x-rays.  Always x-rays.  This time of my neck and right shoulder. This referencing a pain problem that's gone on for decades, but recently evolved into nerve issues. Nothing I wanted to fool with, or at least not ignore, I was at that office for quite a while with a doctor that isn't allergic to actually spending time with their patients.  

He basically said that 90% of his patients improve by simply improving their posture.  More specifcally, sitting on chairs that have a firm back and getting off the couches and recliners. I almost NEVER sit on couches or recliners, so that wasn't an issue. I do sit in a truck, I do use the lumbar support. He said that probably wasn't enough and that I should roll up a towel and put it back there while driving.

Ok.  But this chair I am sitting in right now? It's an office desk chair, it is comfortable but it isn't exactly lazy-boy cushy, not at all.  

So, we're talking that and steroid therapy. He wants me to do a dosage of 6 pills the first day, 5, the second, 4, 3,2, 1 and done. Not long term. Between back posture and this he then wants to see me again in 3 - no 4 weeks.  But he figured there is something wrong in my right shoulder as well, I cannot for the life of me remember the name he called the disorder, I had never heard of it before so oh well.  He thinks the steroid therapy will both help that and the neck.  The x-rays will be sent to  a lab somewhere for analysis, but he gave his guesses as to what is what.  My neck didn't look too good, I already knew that.

What he did say is we are nowhere near any kind of surgery, which is fine by me. I just don't want to experience the nerve problem again, that needs to go away. Well, I'm not experiencing that right now, it comes and goes.  

After that and a $75 co-pay - wonderful - to the bank to deposit quarters from the laundry set up and cash from people paying. Then over to Kroger's.  I should have just had them send the prescription to Kroger's. I think I will use them from now on, I switched to Walmart for the first time today. The local CVS had a horrible pharmacist, horrible attitude and backed up by numerous reviews of him, personally. Oh well, any future prescriptions I'll just start using Kroger's. Easy in and out and also curbside window. 

Ok. There was reasoning behind the walmart choice. I absolutely despise going to Walmart.  It's just not my kind of place, the whole atmosphere and weird people...but they have stuff that no one else in town has and prices that nothing in this town can beat either. Having to get prescriptions there forces me to go in the store and if I'm in there, I'm going to get the rest of the list.  I put those lists off forever, even if it's something I really need.   

Home. Dumped the sewer hose and water hose onto the "new" park host.  I dunno how long he's sticking around, I just got his contact info the other day and I have had no problem contacting him about certain things I want done.  I don't blow up his phone by any stretch of the imagination, but things that need to be done I'm going to contact him.  

I'm taking it easy for the rest of the day if possible. I see no reason to take a lone day off doing all kinds of stuff, tho admittedly I've done some stuff today, but sleeping in was great and doing nothing is also great.  Ok, I'm sitting at the desk and I will be trying to come up with the number they are looking for.  They probably won't like it, I'll have to tell them that I also am working a full time job and hoping that expanding will get me out of everything else.  

_____

 Tuesday - mid morning

This is a day off after 6 days straight of working, I didn't mind.  It's good because I completely spaced that i had a doc appointment today and never did ask for the day off, my manager just gives me Tuesdays or Wednesdays off, typically, not by request, not at all. 

I got up at 5:30 am, the motorcycle fired up out front, woke me straight up, so I decided to get up with the kids and see them off to school.  I ended up taking them to the bus stop.  I came back, got the dog from outside and went straight back to bed. Why not? I missed my weekend sleep ins entirely, brought the dog in because he'll bark here and there, a bark from a dog that big will wake me right up.

He didn't mind at all. He went straight back to sleep as well!  

Yesterday was painless. Go to the plant in Gurdon, the place was almost entirely empty of logging trucks, unlike 2 days previously when there were so many trucks the entire place was clogged up and it took 50 minutes just to get on the scales....

Scaled in, offloaded quickly, scaled out, left, home by 12:45.  

I take that back, I was up there on Sunday and that went pretty quick as well. Sundays they don't do logging trucks so that entire mess isn't even present.  Loggers don't much care for us chemical haulers because we just pass all of them in line to get on the scales.  If I had to wait like they do, I would be waiting twice. Once to get in and once to leave. Thankfully, the scalemaster doesn't want us waiting so we just hit the outbound scales which are always much less congested. You might have to wait for 1 or 2 trucks which usually only takes a few minutes.  

Saturday...That was pretty good as well. It was Thursday and Friday that cost me a lot of time, Thursday being the waiting to get in and Friday the thrown serpentine belt off the engine. 

Got back Saturday, Taylor was going out with friends and James went to work. So, I took the boys to Applebee's since I knew we weren't going to church Sunday. Yes, I've given up most of the eating out stuff but Sunday Applebee's is "sacred", so to speak, it's just a think I like to do and the boys like to do it as well.  Well, the youngest has decided he doesn't want to go to church on Sundays anymore, no clue.  He still goes to Wednesday service. The older boy doesn't care if his brother doesn't go and so, we just go to Applebee's after church without him.

After that, over to the park to meet up with the potential new "guest".  Oh, the youngest was with us, sorry to not clarify, it was Saturday and he wanted to go, actually.  Anyway, the guest decided which spot he wanted immediately - he really could have done that without me but whatever, I'll do what it takes to get people in there.  I still have 2 back in lots to get filled with preferably very long-term people.  I have a few coals in the fire for those lots but no commitments yet.  

In fact, I need to renew my local FB ads.  They're free and that's all I'm doing right now. I've spent the money on ad boosts and they didn't result in much of anything.  

Well, anyway, back to Appleebee's, I had forgotten Jame's dinner on the table, lol, the bartender had it next to the cash register, she figured I'd be back for it. After that? I took them to the movies.  Venom is the name of the movie, a bit on the dark side, not my favorite movie genre and definitely some things in that movie I wouldn't really promote to any Christian friends....but....the boys liked it, the ending was "emotional" and the oldest burst out crying, I mean balling crying, at the end for Venom had to sacrifice his life to kill the alien that was after him for some "thing" in his back. 

That pretty much summarizes the last several day. Admittedly it's 10:15 am right now, so I should have posted this "late morning", but whatever.  I have a doc appointment at 1:00 and I need to go over and hook the new guy's lines up.  I had no idea he didn't know how to do it, it's not difficult, not at all, he's new to RV'ing and so, I will help him get his situation going so he doesn't have to walk over to the shed every time he needs to go to the bathroom. 

I'm in no rush to do that.  I will probably leave here in about an hour, get that done, maybe get on the tractor for a while - I wish that kid would bring the attachment for smoothing out the driveway, it's perfect right now what with the driveway still wet from ample rain.  He hasn't brought it and I am not going to continue to push him for it. Box blade, that is.  They work quite well when the soil is moist and will not just stick there like glue as when the ground is solid dry and in the middle of a drought...

Ok, I think I fixed the glitch that was charging people $2 per night, lol, to stay at the park.  I still need to get with more paperwork and figure out my gross sales last year, which I have been trying to pull from the bank account to no avail. It would help if I knew what I was doing, it keeps coming back with results I am not looking for.  I just need to sit here for however many hours and I may just well do that after the doc appointment. 

Why not do it now? Because I don't feel like it, ok?  It's been a busy grouping of days I was ready for a bit of a break.  

I'm also looking at Keto from a new perspective. Dump the heavy fat contents and keep the low carb and keep it low calorie.  It limits a diet quite a bit, I haven't started that yet, I'm still looking at what I can make and eat without having to eat the same foods every day. Salads? Get old.  I was eating one the other day coming back from Lufkin and I had to force myself through it.  It was tasty enough, I've just been eating too much of it.  

Just found several recipes that look quite delicious, low carb AND low fat/cholesterol that I will be making regardless of dieting.  Also saw many more that looked quite disgusting or tasteless. Lots of salmon recipes, all nice and fine but there's more to eating than just salmon.  But hey, I can eat some of that stuff, just not every day.  It's also quite expensive.  

Well, it's getting late in the day, I guess.  My excuses have run out, I need to get over there and get the guy's water and sewer lines hooked up and then go to the bank and then over to the doc office. That will probably be it for the day besides coming home and attempting to reconcile the books. 

G'day

 Saturday - early afternoon

I didn't quite finish yesterday's entry so I just posted it yesterday without finishing it lol.  It happens.

It's been raining here. Raining quite a lot, to the point I could have put that seed down and be relatively sure it would have sprouted.  Oh well.

Trailer was loaded this morning so......I got the truck running, took off from the parking spot, headed towards the back.  It started sinking.  I mean, I had the inter-axle lock engaged which basically makes it a version of 4 wheel drive and it still started losing traction.

Yeah, got  bit worried on that but kept plowing through all of that and made it out of there. It was dark. Seeing it when I got back a little while ago? Yeah, I wouldn't have gone back there. Just back out of the spot I'm in and pull through the RV Park instead.  I don't like bothering people with a noisy truck but sometimes it's that or get stuck.  

It was raining all the way up there today.  And when I was unloading, which didn't slow me down, I carry an umbrella in that truck for a reason. In fact, I was in and out of there quickly and the day basically went without a hitch as far as work is concerned.  I think the rain is stopped for the rest of the day. There has been a lot of raining going on that definitely was not in the forecast.  

Yup, there isn't any real chance of rain for many days now.  Of course, around here, that can change quickly. 

Anyway, I'm tired and I think I'm going to take a nap after this.  It's still early in the day and if I have something I want to do, I will have plenty of time to do it. The only thing I have slated is to get over to the park today at 6:15 pm and meet with the new guy that is moving in.  I say that guardedly, there is always the chance a person won't actually move in.  I've spent quite a bit of time with him on the phone so I am hopeful all of that is going to pay off.  

 Friday afternoon

I slept so poorly 2 nights ago that there was no way I was writing in this blog or doing much of anything beyond work.  Yesterday was no barrel of fun as it stands.  

When I got up to the plant in Gurdon, it was a huge mess.  The 700-ish foot long driveway was double stacked with logging trucks, the highway that goes by the entrance had logging trucks backed up on the shoulder on both sides plus  there was a line of logging trucks in the overflow area they have where they shuffle them when it gets too busy. 

It was the first time I couldn't get in that way, I usually just by pass them on the far left but that's also where trucks are leaving and there wasn't any room to pull in and wait for them to pass.  So, I went to the entrance where we deliver is at and went the back way up to the scale. That was also filled with trucks and I waited a full 50 minutes before I could even get to the scales.  

On the way back there, I saw the driver that wanted to get into a fist fight with quite some time ago, he doesn't care about loading times, he'll show up whenever he wants. I ended up waiting well over an hour after I waited in the logging line for the scales for him to get done. I didn't say anything to him, he got his today showing up shortly after the driver-trainer showed up and he had to wait an hour and a half for him to get done, lol. I didn't say anything to the manager either. The manager will just start dumping me with late loads if I do that and that isn't worth it either. 

Today? Rain. In fact, when I left for work shortly after the boys left out to walk up the street, it was literally pouring rain out there.  I drove up the street, got them in the truck, they would have been soaking wet by the time that bus arrived if they had had to wait outside.  Apparently it didn't start raining until after Taylor came back into the house so she didn't know. I didn't think she would just send them out in the rain "Oh well, have a nice day, don't get tooooo wet!". lmao.  

Down to the washout, raining there but no worries for me, wasn't there that long and went over to the plant.  Loaded quickly, the truck had trouble starting when I tried to leave the loading bay. Weird, I thought, those are brand new batteries but I didn't give it a second thought.

UP to the Love's travel center? I gave it a lot of thoughts. I turned that truck off to fuel and when I tried to turn it back on?  One crank and it quit.  I pulled off the battery cover, the connections were all tight.  I went over to get a jump start, I just want to go home.  But, I called the lead mechanic and we were discussing what it could be and admittedly, I hadn't opened the hood of the truck.  

 My company typically doesn't send out the work sheets in advance of payday but they did today. A few minutes ago actually and it was a bit surprising. I did work my butt off but I had enough days off that I thought it would be a pretty small check. 

Not so, not so at all and a pleasant surprise.  A step in the direction of getting caught back up after over 3 weeks off for sickness and vacation.  So that was a nice thing for today beyond Trump winning the election last night and definitively verified today.  

It's just that getting all of this unwanted time off makes me a bit - lazy.  If the RV park is taken care of and there isn't anything pressing over there...and...if I find "other" things to do, I just get work completely out of my mind - trucking work that is - and then getting back into that mind frame becomes extremely difficult.  I have to work for several days in a row to get back to "Oh, yes, I have work tomorrow, no big deal".  It helps that work doesn't typically keep me out all day long.  

Took the boys to church a little while ago. That's a drop-off scenario where you don't have to sit around waiting for 2 hours, there are no other services going on and there are ample adults there plus usually cops.  Yes, cops are normally at the Sunday morning services and the Wednesday kids services.  There are a lot of kids that are dropped off and parents obviously want to be ensured that their children are in safe hands and the capability to keep them safe exists in case of bad actors.  It's a 5 minute drive each way, not a lot of driving and it's worth it to get them learning about Jesus/God.  

Well, the older one pays attention anyway, the younger goes to the Wednesday night service for the food and treats and almost unlimited playtime.  There is a worship segment and a ministry segment that they have to sit through, but there is plenty of play time as well. The younger does not want to go to Sunday services anymore - that's basically the same thing as tonight but only an hour instead of 2 hours. The reason? Well I don't know for sure, but it's highly likely that he's getting food and treats on Wednesday and only treats at the end on Sundays.  I don't think the parents are too happy he has decided to stay home on Sundays. I am not forcing anyone to go to church. 

I've been doing very well with holding back on the fat and cholesterol laden foods - until a little while ago lol.  Taylor found a lasagna recipe so I made it tonight. Absolutely delicious. Sometimes you try new recipes and they don't turn out all the great but this one? Very delicious. The problem? It's full of fat laden cheese and has a lot of red meat in it.  Not that I don't cook the red out of ground beef and sausage but it's still not that great for higher risk people.  So I got a bit carried away with eating over 2 helpings of it and then realized just now that - - oops! 

Well, you can't cry over spilt milk, just move on and try to put more thought into what I am eating at ALL meals and how much of it I can eat. It's not that I can't eat lasagna, it's just that the portion size has to be pretty small.  

And there it is.  I've done almost nothing today. I didn't even leave the house until late afternoon when I realized the recipe calls for an egg and we were out.  Up to the store for that and then a couple house later, take the kids to church.  The folks went to Starbucks, I am sort of hoping they will stay out long enough that they'll just head over to the church to pick up the boys.  I passed on Starbucks since I messed up eating too much dinner.  

Park expansion?  I haven't done anything beyond find out that what I had posted last year wasn't wrong, it just wasn't put in the right expense column.  I did spend that much money, it was out of the personal account but it was definitely spend on business expenses and I have the receipts to prove it.  So I'm not worried about that anymore.  It's not unusual to have a lot of start up expenses the first year of operation of any business, but especially one that was just built and a lot more stuff had to be bought to finish the build out. 

I still have more to do to get the right numbers out of that but at least I have the worrying part of it answered.  But, you know, I think, I wonder if I should wait until after Trump is sworn in and see what happens to interest rates? Will business loans be able to obtain?  Or what? Lol, I get caught up in a whirlpool of thought that eventually just goes around in circles...

Oh, the park host's son is back and I need to get his contact info.  I was going through his father - who is dead now - so I need to be able to contact him directly. Actually, I need to find out what his intentions are. Are they leaving the trailer there? If they are, will I have to go to great extremes to get him to do anything? And really, why should he get that highly desirable lot for free?  See, Allen moved over there with the idea that he was going to pay for that lot.  I really don't feel comfortable giving up that nice spot to a park host.  I'd rather it go to a paying customer and give them some other spot.  

They don't have a 5th wheel equipped truck, however and I would likely have to pay to have it moved.  there's actually only one other long term 5th wheel i the park and that guy doesn't have a truck with 5th wheel hitch in it, either.  There is a dude that is there for a month, however, but he's pretty busy.  I just think they should just get a regular spot and save the premium spot for a premium paying person.  

Well, I'll just have to think about that and also have a talk with that guy.  If they aren't sticking around, that takes care of that.  If they are, then we're going to have to have an understanding...

And finally, the manager added another run to my tablet. So, I am working tomorrow through Monday - at least.  He usually gives me an unasked for day off during the week, so I'll figure I either get Tuesday or Wednesday off and then working again.  

With that? I couldn't resist and am watching the fall out now with more detailed news showing the left commentators and media outlets playing the blame game. Misogynists'!  Referring to the black and latino voters.  Uneducated conservative women! They are too stupid to understand they are voting against their own rights (pro choice)!  The absurd logic is laughable and yes, I have been laughing at some of these people, especially Al Sharpton.  If you don't vote democrat, you are automatically a racist!  Of course that's true with a lot of them but that dude has been saying the same stuff for decades now.

Ok.  I'm good.  And g'nite. 

 Wednesday

Well, I posted my post-election post a few minutes ago, now back to the daily grind.  

The election is over, the vitriol is not but that is unimportant now.  Trump won, they're going to have to deal with it.  Or not, that's their problem.  I haven't ventured over to the ABC news outlets to see the meltdowns but I have seen some clips on the news I am currently watching.  

I don't take any pleasure in other people's angst, I just think they brought this upon themselves with the endless Hitler, Nazi, racist drum beat that intensified near the ending of this election cycle.  Normal people don't believe that and don't want to be endlessly exposed to that and the outcome of this election proves that point.  

Trump stands to win 312 electoral votes if the undecided states continue on the path they are on. THAT is a LANDSLIDE.  There will be no legitimate complaints that he "barely" won or that it was an illegitimate election.  Too many people will have said ENOUGH! 

Today? I loaded yesterday and then found out I wasn't delivering it until Thursday.  The plant says they weren't sure if they could take the load today so I they decided to wait until tomorrow. I also still have the load on Friday going into Saturday, after that I have no clue.  

_____________

I can't unglue myself from the TV, watching all kinds of different coverage including on CNN and MSNBC, lmao.  I also tried to go to my site today to see if my rate changes took place and....

The website was down!  I just got an invoice the other day from the website hosting company but it was automatically paid via Paypal.  After an hour of trying to get this resolved, they had raised their rate from last year by $6, took my money anyway but still removed my website from the domain.  Ridiculous.  Then they said I had to pay for the name itself, another $26.50.  I paid all of that, they assured me it would be back up "within the next couple of hours". 

Well I'll definitely be watching for that.  Took me completely by surprise, but it's only been down a few hours thankfully.  

Well the day is almost done.  I have submerged myself in all kinds of aftermath stuff of the election . From Fox News, to CNN, to MSNBC, to various web sites, facebook groups and friend reactions.  

I am watching some pretty ridiculous stuff coming from the left.  Comparing Trump to Hitler, they believe (or they say the believe anyway) that he is coming for them and will drag them off to interment camps that same as Hitler dragged the Jews to concentration camps.  When you read this preposterousness, you aren't in the same room with them so you can't tell if they are being serious or are they just trolling.  

They believe that Trump's political opponents will be imprisoned.  They say that all of our rights are going to be stripped from us.  They take everything that Trump says and take it completely out of context and then add new meanings to his words.  These people have been getting fed this garbage for so long, I have no doubt that some of them if not many of them actually believe this crap.

I was in a "discussion" with one person who said Trump was going to "bring back tariffs".  When I corrected the person and told them Biden kept the tariffs and expanded  on them, one of them called me a "batshit crazy trumper" or something to that effect. I brought up a leftist publication which verified my statement and they - disappeared. For now anyway, they will still come back with some "thing" that disputes it somehow because it disputes their false claims. 

Ok I think I am going to try and take a break from this stuff.  I wanted to see the reactions of democrats and they did not let me down in their emotional reaction.  They are in denial.  They lost for a variety of reasons of which I don't need to go into again here.  Trump has literally won in a landslide, the only state left that hasn't been declared is Nevada, they have now called Arizona to Trump.  Trump didn't need Arizona or Nevada, but it heaps on to the idea that this wasn't a close race, not at all.  

I must get my mind back into work mode. Worked yesterday after 5 days off, then took today off because they didn't want the glue today and then working the next 3 days for sure.  I say for sure, with this job, nothing is ever for sure.  

Trump wins the election!

 Wednesday - semi early

I stayed up until around 11 last night, wherever the election was it, there was still no declared winner.  What I had noticed, however, was where several states including the battleground states had shown Harris winning, that had all been erased and Trump was pulling out ahead.  

I woke up around 4:00 AM,   maybe earlier, and there it was. "Trump projected to win".  

Now? I am watching even leftist news media declare it was a "red wave" and a landslide.  Pointing out states where it is usually a vast win for leftist and showing this election where it was actually close, such as New Jersey.  

It is time to bring some semblance of sanity back to governance and how we deal with citizens.  It is time to close the border if only temporarily to stop these caravans of illegals coming up here, being invited in, flooding our border towns and then moving on and flooding small towns all over the US.  

It is time to get rid of these illegals involved in criminal activities.  

It is time to open up the drilling permits for oil and gas.  I don't know about the Keystone pipeline, if that's been permanently abandoned or if it's just sitting in limbo?

And finally, we will be back on the world stage.  Russia and China will stop taunting us, Iran will stop provoking us.  We will be definitively back on Israel's side, backing them at every turn and doing whatever we can to help them win the war. 

We will not hear the end of endless leftist whining and calling Trump and his supporters racist, Hitler, Nazi's, etc.  it didn't work for this election, even though they were hammering that message.

It is time to end identity politics, DEI and wokeness, especially in this nation's military.  I would be shocked if you didn't see an immediate end to people being given free trans surgeries.  Promotions based on merit, not on a person's declared sexuality, minority status, pronouns, or other agenda that promotes or accepts people into positions that they are not qualified to be in. 

Will we stop spending beyond our means, ie: the federal government being given trillions more than the IRS is taking in?  I don't know about that.  

I for one am exceedingly happy that this election and all of the vitriol is finally over.  I am even happier that Trump won.  Harris would have been an unmitigated disaster.  

It's the dawn of a new day. 

OH would it be wonderful if along with this the country would turn back to the Lord our God!  

 Tuesday - evening

It was raining heavy this morning when I left to go to the truck and it stayed that way down to Nacogdoches, where the washout operator had to work out in the pouring rain. Left there still raining and down to Lufkin. It stopped shortly after I got there.  I also got a phone call after leaving the washout:  They don't want the load I am getting tomorrow, they'll take it Thursday.  

Don't really care one way or the other having 46,000 pounds of glue sitting around, it's not hot so it won't start drying up right away - but if it did, not my problem. 

I got back and went straight the voting center.  It took me maybe 3 minutes, voted Republican straight down the ticket and that was that.  

Besides taking the boys to get their hair cut and eating dinner when we got back, I did nothing else with the rest of the day. 

Now? We sort of wait for election results, tho I really don't believe we are going to see the winner until tomorrow at the earliest. Late tonight at best.  Unless someone is going to walk away with it in a landslide and that certainly doesn't seem possible what with the polls showing a dead heat.  

2024 Election Eve Night

 I find it a bit disheartening so many people fighting with each other over this election. I don't mean complete strangers, I'm talking people who know each other.  Whether it's "real" friends or Facebook friends, or other internet social media connections where people have known each other for years or even over a decade. 

What is going to happen tomorrow, or actually, whenever they determine who the winner is? One FB friend posted on her timeline: "In case anyone needs a reason to delete me, F*** TRUMP!".  Another tells everyone you shouldn't own TV's and they don't like either candidate (which is fair enough).  Then Christians bickering with each other. 

I've done my share of debating about this, but not really with people I know, excepting making a statement to a particular person who got on my FB after I made a post about this upcoming election. I consider her a friend. We may not be best buddies but we've certainly known each other since JS (Journalspace) days.  

The thing about this whole situation is, is that all of this hatred, anger and vitriol has been created - and I believe intentionally - by think tanks and media elitists and politicians who want civil unrest, who want the citizenry to be at odds with each other.  This kind of thing is straight out of the pages of Marxist Communist Manifesto.  

I don't think the outcome of this election is going to change any of the hostility that is being goaded by those who have the ears of the media outlets.  I think it will worsen 100 fold regardless of who wins.  

I just shrug my shoulders. God is in control. There is plenty of scripture to back up the idea that whoever is in a position of governing, and usually referring to kings but it applies to whoever is in control of any given nation, that person is installed there by God.  That none of what is going on in any particular place with whoever is ruling or governing isn't there by accident.  

Simply because one candidate represents evil, or appears to anyway, doesn't mean that person isn't the choosing of the Lord. He sees the end from the beginning, the entire thing is all laid out before Him.  We don't see that and we cannot understand that. That is where trust comes into play, you trust the Lord to do whatever is in accordance with His word and for the ending He is looking for and has already decreed.  

Not some mere mortal man or woman.  

So, if Harris does indeed win, I have to trust God that that is His will and it will somehow bring glory to His holy name and expand His eternal Kingdom.  I'm not voting for Harris, I will say that here and now.  Unless I get something from the Lord that tells me to do so - vote for her that is - I am voting for Trump. Not because he is a saint, he clearly is not, but then again, neither is Harris.  I'm voting for Trump because he will take back the rightful position this nation has in this world, including standing up for our ally Israel.  Harris has proclaimed her sides.  She may say she's anti-Hamas, but she also stands for this idea that Israel is somehow committing genocide against the Palestinians.  The war over there is not targeting innocent civilians by choice. 

But, even if the US didn't stand with Israel at all, a thing I hope never happens, God is still sitting on His throne and He will have His way regardless of what any nation or group of nations standing together in defiance have to say or do about it.  

That's it.  It is election even night, literally night time.  I will vote after work tomorrow.  I'm not going to lose my mind if Harris wins and I am not going to be gloating if Trump wins.  This is not a time for that.  It's going to rain and there is going to be thunder much of the night if the forecast is even remotely close to being accurate.  

So, I'm going to go to bed soon and not worry about what tomorrow brings, the Lord specifically tells us not to do that anyway, certainly with things that are completely out of our control.

G'nite

 Monday - semi-early

I woke up in the middle of the night last night. This is not at all unusual for me, but this was different.  Something was bugging me and I couldn't figure out what it was.  Then something hit me: jury duty?  Wasn't it this week?  I couldn't just lay there wondering, so I got up and started looking for the envelope with that info in it, couldn't find it.

Then remembered I had snapped a photo of the paperwork, found it in my photo library on my phone and sure enough: this morning at 8:30 am I am supposed to show up at the county courthouse and do whatever. Probably be released from what I've heard endlessly, not that many people actually end up on a jury.  It hit me that it was jury duty today because I thought, this is why the manager gave me today off and other drivers are going back to work today.  

So, in an hour I'm leaving here for the courthouse. It's maybe 5 minutes away.  I'm very close to downtown, fortunately.  

I got quite a bit done on my room the last several days and happy. It feels clean in here again. I was getting pretty lazy about cleaning and now that I have it back up to snuff, I'm going to keep it that way.  What started me on it was the dog smell in here. That dog gets down into the soil and rolls around and gets all kinds of dirty.  I can't stop him from doing it and he sometimes comes in here smelling like a sweaty horse.  

I have more to go - papers will take quite a while and I need to go through the closet and clean it out.  The bathroom has been scrubbed completely excepting the shower stall. I will get to that today.  

Anyway, we are sitting in election day eve.  All of thise horse-hockey will be over with at least temporarily.  I don't wonder if there will be lawsuits filed by either side concerning outcomes in certain states and asking judges to overthrow whatever, wherever.  I don't actually expect to see a winner declared tomorrow night. I'd love to see that of course, I just don't think it's realistic.  

Meanwhile, I posted a somewhat lengthy dissertation about what's going on right now with the election and such on my Facebook feed and an old internet friend from JS days got on there and blasted me for watching Fox news.  She then posted something that stated she's sorry she got so emotional...but...

People put buts in their apologies they aren't apologies at all.  My FB feed is purely friends only, btw, I don't allow random strangers on there at all, too many trolls and too many people with ill will.  So when a friend on Facebook blasts me and comes out swinging from the gates instead of attempting to have a civil, adult conversation about it, I tend to get a bit annoyed.  I started a reply but it got wiped out because I accidentally clicked off of Facebook. I will get to it later.  I can write 50 paragraphs out of memory concerning all kinds of issues regarding this election, the major players and the events that have occurred and what led up to them.  I don't fall for propaganda, I research things out.  Or, more often, just wait things out until the truth of any given situation comes out.  While people blast Fox News for being their own version of propaganda, I don't hear these same people blasting CNN and the rest of the alphabet outlets for the Russian collusion hoax - and it was clearly identified as a hoax once all of the facts came out.

The problem is, those facts didn't come out until well after the aftermath of it was already done.  The Clinton Foundation, GPS Fusion and Christopher Steele. Or burying the Hunter laptop story and censoring republicans on social media for "misinformation".  This is the communist utopia the left wants and if it weren't for a SCOTUS controlled by the right, they would have gone to hell and back with their intentions to control the narrative.

Look at what the left has tried to do to stop Trump this election season.....

I was going to do the early voting thing but it's too late now.  The polls will open tomorrow morning, I will get to it in the afternoon after work.  I suspect work will take longer than normal for the tanker has been sitting 4 days and will be 5 by the time I get to the washout.  I  am going to move the truck today close to the hose at the park and do a preliminary washout to get the stuff watered down at least and hopefully come off of there tomorrow relatively easy. 

Realistically, it will cost around grand to buy a Yurt tent, build a platform, fill the tent up with higher quality stuff, get the electricity over to it and likely going to have to install an outdoor bathroom as well.  I dunno what I'm going to do, I'm just sitting here wondering about this loan situation and whether I should even go that route....I decided I would at least try since the contractor went to the trouble of producing a quote for all the materials and labor involved.  

I have 2 people that "for sure" are going to move in and another that is staying a month starting a couple of weeks from now.  If those 2 move in, they are super long term. This isn't a month or 2 thing, it's a "permanent" setup.  

I think I made the right decision about holding off on the rye grass.  I need a good week of cool weather and abundant rain. We have had some rain, yes, but it's been spotty and not regular enough to keep grass seed moist. There is a chance of rain today but there is a slim chance tomorrow.  I don't want to wait forever but I do need to see a 7 day period where at least 5 of the days have a solid chance of rain in the forecast.  

______________

Many hours later.  Went to the court house - there was no parking within a few blocks of the building.  They brought in literally hundreds of people for selection.  I got in there, fast forwarding, judge says these things are disqualifying, one of them applied to me, I got up, went before the judge, explained the situation from 42 years ago, he said it doesn't matter but asked if it happened in Texas? No, he immediately dismissed me.  He said better safe than sorry.  Left the court room, got my $20 for showing up and went to IHOP for breakfast.  

I sort of wanted to be on a jury, but at the same time, I didn't want some "thing" to pop up and have a judge asking me why I didn't disclose it.  So whatever. Had an egg-white veggie omelette, it was quite delicious actually.  No cheese, no yellows, no meat, trying to keep the fat and cholesterol down.  Over to the park, fired up the truck, watered down the interior of the tanker then over to the bank, and then home. I was going to stop at Starbucks but decided it a waste of money.

Now? I'm sitting in my bedroom about to start clicking pics of receipts and get caught up on that and then dig into what I did wrong (very much unintentionally) last year and try to fix that.  Those errors are actually existent now, it's just that now it doesn't matter, tax time is far enough off.  I am also sort of watching news coverage of the election.  Trump is stumping in PA, MI and NC today, Harris is doing it at 4 locations in Pennsylvania.  

No one has no idea who is going to win this thing because it's such a tight race that all polls are showing within margin of error. I am still predicting Trump wins the electoral college but may not win the popular vote. If that occurs again, the left will call it an illegitimate election and engage in the same s*** that they accused the right of doing.  They've done it many times over in the last several decades, they just don't like admitting it.  Hypocrites. 

_____________

A person called and we got into a long conversation.  People have dogs and they want a place to stay that allows them.  Fine. Are they vicious? Aggressive? No and no.  I can bring them by if you like and you can meet them. They are looking for a place to stay for "2 to 3 years".  I dunno if that will pan out or not but I'd put them at the back in end lot away from people as much as possible.  Then there's the nurse moving in in "2 weeks".  And then some other person called plus a person putting in a 3-1/2 week reservation in the system.  

Anyway, this one has gone on long enough.

 Saturday mid-morning

Completely forgot about a new bible study they are doing on Saturday mornings - I probably wouldn't have gone anyway.  I'll hit church up tomorrow but I doubt I'll go to any adult meetings either.  Just not there yet. How long before you do go to one of those meetings?  I don't know, couldn't possibly tell you that. 

I'm in the middle of a lot of thought processes going on and kind of distracted from everything else as it stands.  Do I try to get the SBA loan? Do I go for 25 more lots or is that pushing it too far? Do I have the covered sites installed with them?  I"m done with that question, if I'm building new sites they are going to be covered.  I don't care how much money it costs, this is a no-brainer at this point to me. If people don't want covered lots, I have plenty already that aren't. I also told them I want meters on every new site - electrical meters that is.

It would necessarily need the money for an above ground pool setup and a hot tub.  Add 30k to that bid.  I'll need another laundry room, another 10k for the facility and probably another 10k on top of that to build out the interior.  I can get a 16X40 structure for 9k, actually.  Built on-site.  I'm thinking of going down on the number of new lots to 15 or 20 to reduce that cost and add this other stuff onto it. And I want a glamping site.  

I've been reading the forecast for glamping it's steadily rising and will continue to do so for several projected forecasts going to 2030.  I've got the Interstate that will start being built next year, that will take some of the pressure off of all the competition around here and hopefully fill up my existing spots.  Workers come in from all over the place and I've seen it repeatedly that they bring their trailers and stay in them during the week and go home during the weekends.  

I'm definitely going to fill out the paperwork and at least give this a try.  With my current credit stuff going on, they may very well deny the loan request even with a ton of collateral. I'm prepared for rejection, if it doesn't work out, there must be some other direction I need to think about going with it.  That's what I get into my mind anyway.  

I'm still stuck on this glamping thing tho.  I need to either clear that thing out of my mind or actively work on getting one set up. I've seen some pics of the nearest glamping setups and they are not pretty.  Just a plain Jane setup inside with a couple of beds,  a couple of stands and nothing else.  I don't see how that is appealing.  Didn't appear to have electricity, heating or cooling either.  You're not going to get people in the younger generations in without WiFi, cooling/heating, cool decor, set it up on a platform, microwave, snacks, ability to order doordash or Uber eats (both available here now) and other things that make it a pleasant stay for the market that wants all of that stuff and more.

I already knew this, reading the reports only further strengthened that belief. Roughing - it camping is not near as popular as it once was.  People want a resort like experience which can be provided in the confines of a glamping tent for no major amount of money.  

Regardless, I saw the boy over there showing a person around yesterday.  It was an older lady asking about all kinds of stuff, I don't know what possessed that boy to do that, but I'm not going to tell him not to do it.  It was on a recording on the inside camera, he was very respectful to the lady and that was that. I've still heard nothing, tho.  I also met an older couple at Applebee's yesterday - yes I "cheated" by eating out but it was the $11.99 lunch menu and it was only me. We had gotten into a long conversation and they asked about the price at my Park. 

Their son is moving to the area to go to school and they are going to put him up in their trailer.  happenstance works sometimes. I've had other inquiries as well, tho nothing solid yet. 

Still have those 3 back-in lots that I have been having trouble getting filled.  Interestingly, someone reserved a space for 4-1/2 weeks starting at the beginning of next month. Unfortunately, the system only took a $2 deposit? I've got paperwork to do and I might get more of that done today.  It's snapping pics of receipts and then they automatically get entered into the expense column on quick books.  

I have nothing major planned today. The boy isn't done fixing that tractor to my dismay, I'd like to get more done with it. I'm going to push him to get that thing fixed this weekend so I can at least spend Monday on it.  Although I don't really want to, I may have to build another shower stall in the amenities shed. The existing stall is getting major use and apparent conflicts with people showing up at the same time.  

The problem is that it won't result in any new customers, it's probably a grand to build such a room - a small setup, perhaps I could do it cheaper and it will be tied into existing plumbing and hot water, so no bid deal there.  Still, it's money that could be used for some new venture.  I'm going to price out glamping setup and see what the overall cost will be.

And I just saw that I have quickbooks set up wrong and am going to have to spend significant time attempting to get that ship righted.  I never said I knew what I was doing, apparently my inputs when I set it up were completely wrong.  It's showing expenses out of my personal checking account - no, lol, that's not correct. It should be showing gross receipts out of the business checking.  Well, I caught it with enough time to correct it before tax time anyway.  

I may have to go through the bank account and search out all transactions to correlate them with the quick books set up. Good thing my current setup is small, this will take some time to accomplish but think if I had 100 spots, lol.  Oh, well I would have an accountant anyway, I guess that wouldn't be an issue. 

Oh, and Dish Network. Contacted them yesterday for the account here in Texas.  Yup, I want to cancel it.  The amount of pleading they were doing  was crazy, lol. At least it was an American citizen or if not, they certainly fooled me with having no accent whatsoever and ability to speak fluent English.   I said I might consider it if you give me the channels I want and ditch the rest, I am no longer going to be paying for this setup at the rate you are charging me.  So, in the end, $100 per month was taken off, the channels I want were given and I'm much happier.  By doing it the way I did, I won't have to add Paramount to my smart tv and can probably ditch Hulu as well. That only leaves Netflix, which is cheap and I have been thoroughly enjoying the vast selection of movies they have on there.  

I can't do that with the house in AZ, they just need to reduce it back down. It's that or I switch to Directv.  It's that simple.  They don't give what you want, you just switch to the other satellite company. Its a major appeal for people living in the house, I can't disconnect it but I can demand they bring the price back down to acceptable levels.  I'm ever so happy to have dumped Cox communications over there for internet. My internet bill is is over $160 less per month now.  Besides getting the satellite bill back down, there isn't anything else I can think of to get costs down over there, it is what it is.  

Apparently the name of my park leads people to believe that I am some sort of park designer. I get these calls from people wanting to build rv parks and they tell these fantastic stories of the hell they are going through trying to find information about the permits they will need and how to get started.  I do give them a general overview, it's not like I don't have an idea of how to go about doing this regardless of the size of park a person is wanting to build.  Big, small, in-between, your first step is going to the county (or if you're building in city limits, the city) and asking for specific information about building the park, the sites, the water, septic and electric, what permits if any will be needed.  You have to identify where your source of water and power are coming from and if you will need a septic system, then call a local installer, have them come out and they will usually have a wealth of information that you can pick out of their brains of how to go about doing it.  

Before you even design the park, you have to identify if it's even feasible  with all of aforementioned things and costs. 

The man was clueless and just wanted to pay someone to do it for him.  I'm nowhere near him otherwise I would have offered my services for the first thing I'm doing is going to the county building and asking questions and staying there until those questions are sufficiently answered.  Then I'm calling the power company, looking up all the septic installers in the area and not only asking them for bids but also asking for info on other contractors in the area who can handle the rest of the project. That's how I did it and ended up with one contractor who did everything.  

You ask enough questions and sooner or later you are going to run into someone that is knowledgeable and is willing to share some of that knowledge.

Today.  Have no clue.  It's after 11:00 am already, lol. I started cleaning the bathroom, that's what I'm doing atm.  But, I'm going to have to fix this banking stuff to be able to get gross receipts for last year.  My tax return is wrong, apparently, tho I know I won't owe them anything it isn't correct either. I may have to fix everything and offer an amended tax return.  I had far too many expenses last year that outweigh the income. This year, much different. Lots of expenses but nothing like the first year in operation.  

Anyway, they are likely going to want to see this stuff and I want it correct before I go there with them on that.  So, that's my current mission alongside going through paperwork and also cleaning up the room to less cluttered levels.  I'm really bad about throwing things away, I won't do it because I think I'll need that info later on down the road or I'll need that "thing" for future use.  Lol, yeah it lends to a collections of things.  I only have one room, I have been getting better about throwing things out tho.  Taylor is my role model in that department. If it has no immediate use and she is in the "let's get rid of stuff" mood, it's going into the trash can.  

I think that's enough contemplation for now.  

This was yesterday - Friday forgot to post it. 

 

It's clean-out-the-bedroom-so-it-doesn't-smell-like-a-Great-Dane-Day. 

Yes, indeed, it is. In fact, I'm going to town with this.  His old bed is ridiculous and need to be replaced.  I will be heading to Ollie's later on plus getting a throw rug for underneath where he feeds and replacing his bed. I guess I could feed him outside, unlike Addler who would eat, step away, eat, etc.  Then the raccoons would come and eat his food. 

Obie? Not at all. He inhales his food.  So much so - now that I think of it - not a good idea outside feeding. He needs to lay down after he eats to let his food digest.  I don't need stomach bloat otherwise known as a twisted stomach. 

Anyway, I just went over all the main travel areas of the carpet. The water coming back out was dark brown for quite a while.  It's actually something I should probably get a pro out here to do with a van, but I think I got it clean enough.  I had to refill the water container many times over just to do what amounts to a small area of carpeting.  

I am not going to do anything about the loan today. I need to sit on that a while and think about it, pray about it, ponder, meditate, whatever, all of it.  The question is: is an additional 30 years worth of debt going to be worth it?  The answer? I don't know yet. I don't have all the variables and won't until I see if I can get the project financed and what the terms will be.  Only then will I be able to say yes, I can make this work or no, I not only can't, it doesn't make sense.  If the profitability doesn't end up with me being able to either quit my trucking job completely - or - work my trucking job until debt is paid off - it simply makes no sense and back to the drawing board. 

Well lookit there. It isn't even noon yet.  I've gotten a lot done this morning, thankfully. Not outside of the house, I have only wandered out on the back porch today, haven't gone anywhere and wasn't thinking about it until now. Ollie's has a 15% off coupon that I will be taking advantage of today.  Their dog beds are low priced as it stands and I might get some area rugs for where the kids walk back and forth.  

Oh, I said I wasn't doing anything about the loan, that doesn't mean my mind will be going down all the rabbit trails, the paths of what if's, the analytics, the hmm, if I do this, what will be the end result? Hmm, if I tweak that, what will be the end result?

You know what I can't determine? If 76k worth of covered parking sites will be worth the money. I think it will based on observations of other rv parks that have full parks.  But those are other areas. What if that doesn't pan out here? How does one conduct a feasibility study? I will be researching that today.  Well, I don't really need to do research, I need to do a survey.  Who do I survey? That's easy, RV'ers. But when venue do I use to survey them? And how do I go about doing that on a local level? I can easily access giant RV forums, but those are people from all over the world. 

I need a survey pinpointed to my town/region. I also don't want any competitors to see this survey, if they do, they may start thinking about upping their ante to match me with an amenity that is, as far as I have seen it, highly desirable.  Trees are good too, but they don't actually protect your roof. They give shade, but they don't actually elminate sun damage and they don't stop water from coming down on it during rainy season. And we have a pretty vibrant rainy season here.  

So, do I gamble not do a survey or do I do the survey and hope they don't see it? Or, if they do see it, hope they don't want to put that kind of money out?  And/or do I just do a survey in a group of hundreds of thousands of rv'ers to get a pulse of what I might expect? The last one is a good place to start, I think.  You can pay a marketing agency to do such analysis, but that costs a lot of money. I don't want to spend my cash on this. 

Meanwhile, this lady got me sold on the idea of getting a Go-Pro, mounting it on the dash and post the stupid things people do in traffic. Oh trust me, I could post at least a couple things every day I drive.  I could post more than that, but I would probably only post the outrageous nonsense.  Put up a video, put some stupid statement on it in letters over top of it, get the subscribers and make money? I have no idea but it's worth a shot. I see a lot of other truckers doing it and many of them have no clue what they are talking about or what they are doing.  

Oh, yes, I would boost it.  Pay the money initially to get it out there.  

 Friday mid-morning

I got my trailer ready to go and headed over to a church where we were all going to meet.  There was a bunch of people, that 16 foot trailer was full.  And it was a blessing because otherwise? There would have been a lot of walking.  It's just what it is in this area where you will find several houses together giving out candy and then have to drive a pretty good distance to find another one . 

But we found plenty and the kids were having a blast.  It was much better than last year where we went to a different neighborhood and for whatever reason, most of the houses weren't giving out anything.  Previous years most of the houses on certain streets were all participating.  I think a lot of people weren't doing it this year because the cost of candy is ridiculous and people aren't exactly prospering right now.  

Some friends spent $150 on candy and by the time we got to their house? It was all gone.  I did my part by offering the services of giving everyone a ride.  Slow ride of course, 5 mph or less excepting at the end where it was obvious that everyone was out of candy or weren't doing it at all and the houses were all dark. Then it was 10 mph to get back to the church.  

We also went to another person's house that was with us - her dad - who gave the kids candy and handed out free pizza to everyone.  He had a 10 foot tall - monster I guess? lol - on his front yard.  Looked like some version of a Frankenstein mixed with an Undertaker.  I have Christian friends who are vehemently against the idea of Halloween, which is fine, I don't celebrate demons, witches and the like.  Churches give it a different name and have fun activities while still promoting Christ above all things.  In this regard, I believe my heart is right. Just like people opposed to Christmas because Christmas trees are evil and a bunch of other stuff. Or Easter Egg hunting.  

That was last night.  Now? I have been cleaning my room.  Between dog odors and just a general sense of clutter, it was time to clean.  In fact, I think I may get out the carpet cleaning machine and clean the main travel areas.  It doesn't look particularly good, needs a good cleaning.

But it was time for a break.  Papers papers papers.  Ridiculous amounts of papers, throwing lots of it in the trash can.  

The bid finally came in. Bids actually.  When I saw 140k, I wasn't particularly surprised.  It's 25 lots and it's a lot of materials.  But, scrutinizing it, it became evident that none of the electrical was included in that price. So, I searched for another email from them, couldn't find anything.  

The contractor texted it to me, not shocking either, tho a lot more than I'd like to pay for this entire setup. 

The highest cost item? I knew what it would be before seeing it: gravel.  80 truckloads of gravel.  346k

1,200 tons of gravel or 1,200,000 pounds of gravel. Why? Because there are 25 lots worth of new gravel, an entire new driveway and covering the entire 1,400 feet of existing driveway.  Yup, I knew that would be high and I knew electrical would come in second place at $42,500. Oh, the gravel was $67,000.

So, we add up the first and second bid, then add the cost of covered parking (separate contractor) and the balance left on the land itself and we come up with $319,850. At 10% rate (that is what I found for SBA business loans, not sure if that's correct) on a 20 year note, the monthly payments would be $3,086.62.  I pay $441 now for the property so deduct that and the added amount to my monthly expenses would be $2,645.62.

Let's continue down this road of math.  Take the lot rent I charge and multiply it by 40 and you come up with 16,000 gross revenues for a completely full park.  You really don't calculate for that, that is optimal, I have had it this year for quite a while but currently I'm 3 lots empty.  Take out the $3,086.62 and come up with 12,913.38.  I'm going to be tripling my electric bill so take a realistic average and still have $8,413.38 left. Add around $300 per month water - people don't really use that much water I have found out, plus another trash dumpster, that would be an additional $170, plus another $300 for wifi and we come up with a total of all those items at $770.  That leaves 7,643.38 left.  

Now, let's say I can keep it 85% filled.  Take off an additional amount and my net revenue to put in my pocket before taxes is 5,242.38.  Unfortunately, you have to figure that you are going to need some help.  I ain't doing all that work myself, but if I could find workampers  I don't pay them anything and fill up one of those unused spots that I took out at 85% occupancy rate and not adding any electric or anything else since I calculated all of that at a full park using it and I still have...$5,242.38.  

That is around what I was taking home with my previous job - working 14 hours a day, 5 to 7 days a week, hardly ever home, etc.  

But, let's be realistic and take out the taxes and health care coverage.  

Yup, I'm not sure this is a workable deal after you do the nuts and bolts of the math and come down to where the rubber meets the road.  

My current electric bill is around $1,100. This is where I could make something back. Because I had meters priced on all of that installation.  Have a couple of tiers of rates. One full price with electric and one lower priced without electric, separate bill the guest has to pay all by themselves.  Electricity is by far and away my biggest monthly expense, nothing else even comes close.  

Oh, I could keep working, the thought just entered my mind.  Work until my credit card debt is paid off and get rid of that burden and then living on rv park only income becomes more feasible.  I'm not paying health care out of my pocket if I do that and work until I'm 65 (Lord willing that I live that long of course) and then it makes more sense to take a deal like this and get it done. 

There are things that could bring more money to my pocket. First is the interest rate.  Obviously, the lower the rate the better the monthly payment. Second is the loan length. 30 years would bring the monthly payment down by over $500.  Third is simply keeping the park full.  That adds over 2 grand per month - but that is hardly guaranteed, just a thought with those covered parking spaces and different pay options, I might be able to get it to capacity and keep it "relatively" full.  If I could get people to pay their own electric, even reducing the monthly rate still results in increased revenues.  The other thing is to just have the ability to know how much electricity people are using. If I know that, I can approach people that are using excessive amounts of "free" electric and ask them to ante up - or they can find greener pastures elsewhere. 

Mitigating the electricity department would really be key to success or failure, IMO.  And the ability to "steal" long term guests from other parks.  This would include amenities that aren't calculated into any of that.  Those are risky beyond the covered parking which I truly believe would bring people in for they want their units covered.  They no longer have to worry about roofing issues, it's worth extra money and yes, now that I just remembered it, I would be charging extra for covered parking. If it's going to cost me 76k, you can be rest assured that some of that is going to get spread to the guests and I believe guests are willing to pay extra for that kind of amenity. 

Pools and hot tubs? who knows.  

Oops, forgot that my insurance will go up with added spaces. Don't know how much.  And if I add amenities, that jacks up the insurance rate as well.  Property taxes would probably also go up, but at that point I would likely hire a lawyer to go in and attempt to litigate any excessive raise.  That or figure out how to get exemptions.  I don't have enough room for cattle, I own too much property for ...

Wait!!  If I cut the property in half, that would definitely have a net overall reduction in rate.  Why? Because 7 plus acres would be the RV park and the rest of the 25 would be undeveloped land.  Less acreage on the rv park will result in less property tax even if they increase the value for the fact of the RV park alone. 

I have a lot to think about, obviously and I haven't made any decisions and I don't even know if I will qualify for a loan.  It may be that they want me to get rid of a lot of credit card debt before they will entertain a loan. On the other hand, I have a lot of collateral to put up. If they factor in what it will be worth after the upgrade, it is going to be in the 800k to 1 million range.  You give a lendee 350k and have that much to back it up?  I dunno how bankers think, tho, not my expertise.  I'm definitely not factoring in a down payment and will not do it. Not with the property itself as collateral.  

I'd actually like to get more than the amount I listed above for the loan to cover things that I didn't think of when I built out the park. There are a lot of expenses you don't understand you will come up against when building a brand new park. I'm not talking about pools, if I do that you add at least 25k if  doing an above ground setup - that is sunk partially into the ground and decking, fencing, gate, etc.  If adding an above ground hot tub - that's whatever the tub costs and they are all over the place plus a concrete slab and some sort of gazebo to cover it plus fencing and gate.  Or, if you have a pool and a tub, you put them all in the same area and then you are only doing one fence. 

Again, I have a lot to ponder here and I still haven't filled out all of the paperwork to start the SBA loan process. It's going to be hellish if they feel like they can get it through, I'm trying to mentally prepare myself for the onslaught of explanations and details they will endlessly ask.  Why are you in so much credit card debt? Because I didn't have enough cash to finish out the project, can that be added to the loan?  Lol, I will ask that even if I have the feeling they will tell me no.  They'll ask about my house, my trucking job, my debt, what I have done with the property, want to look at all the financials - which is basically log into my quickbooks account and look for yourself.  If you want receipts, I have piles of them, look away! lmao.

I'm done here. I'm going to get out the carpet cleaning machine and do the main travel areas of my bedroom carpet. 

G'day.