My newest tenant was in here - the kitchen that is - and we were discussing things of all natures. Mortgages came up and I explained to her my situation. I thought I had told her before. She wasn't shocked - I'm not about to lose my home or anything - but she did refer me to the FHA's site where she had seen something on TV about loan modifications. She directed me through what she had seen them doing on the TV.
After inputting the info, I was taken from a loan refinance to a loan modifcation screen. Okay, well - it informed me that a loan specialist would be calling the number I supplied them.
Worth a try, at least. I can certainly justify the need for such in losing OT hours and now, even regular hours. I feel very bad for one of my co-workers who wife just got laid off this week plus he lost 5 hours per week in pay. The unemployment benefits don't kick in for 4 to 6 weeks now. It never used to take that long, but apparently there are so many people applying for the benefits, it's taking much longer to process.
Well geeze - who has 6 weeks to wait for that money? It's the government - they are printing money like it's free - why not hire more personnel? It's almost laughable the way the government looks at money. ALMOST. It's not, really, that's just the way I like to react to things that make me blood-boilingly angry. Better to laugh it off than die of a heart attack from stress.
It's quite unfortunate that the federal government is so intwined with garbage and regulations and junk, that there isn't much that anyone can do to change it at this point. Tea parties are great - but are they really going to effect anything? I have serious doubts. If you could go in and just get rid of EVERYONE in an elected or appointed office in the Federal Government and start from scratch, what would you end up with?
We humans are seemingly inherently evil - we would just end up with the same friggin' thing. It's not just a caustic situation, it's embarassing. The IRS comes after tax evaders like they're - the WHO going after the swine flu - yet it's the same government that operates the IRS that seems to care less about the people that pay their bills' financial well-being. Do we really need $500 hammers and $1,000 toilet seats? Or a glorified $1,000,000.00 out house in a national park?
But, it falls upon deaf ears. I do not resign myself to hopelessness in this situation, I just await someone or a group of someones to come along that gain national favor that might be able to do something in order to reverse this b***s*** we call a government. I sometimes wonder if this situation would ever end up in anarchy, or even a civil war? When will we all get tired enough of that s*** going on before we stand up, stand together and stand against it?
Never. That's my guess. Old-school, maybe, but new generation? Highly doubtful. The sad part about all of this is, it isn't a matter of violence or threats, it's just a matter of educating the masses - and somehow finding real people to take the positions that need honest, moral and ethical people in those positions. I wonder if that's possible.
Meanwhile, and totally changing the subject, the washing machine is making untowardly noises. It doesn't sound good. It isn't a good time for appliances and things to start breaking. The poor machine is used too much, is the honest truth about it. People doing pint sized loads of laundry. I just tookalookit the load in there - it's about 1/3 the capacity of the machine. Meaning that 2/3rds more laundry could have been done in there. If there's one area of waste going on in my house, it's definitely laundry, and it's definitely the ladies doing it. I do maybe 3 loads a week, sometimes 4, sometimes 2. The girls? I can't say for sure. 15 to 20 loads is my guess between them. I don't really understand the need for one person to be doing laundry that often? At least, by this weekend, I will have half the situation removed entirely. I was out there putting together the T-posts, digging out the holes deeper. I got distracted by other things and now it's later than I want to deal with. No big deal. Tomorrow I hope to get them both in the ground. If not, DEFINITELY Saturday. Wow, the work week's almost over!
Edited: In my view, another fine example of government waste: WHY do they need Two Thousand, Two Hundred acres of land to build a memorial for a memorial of Flight 93? I am totally FOR a memorial, don't get me wrong, but over TWO THOUSAND ACRES of land? And they're talking about emminent domain to get it? And the story of the landowners saying the government has done nothing they said they would in appraisals and determing costs for moving? I'm sorry, but I just don't get it. Maybe one of you can educate me.
Yeehawwww!
Oh, well, I will only have worked 35 hours this week.........
G'nite.
ben
Thursday, May 7, 2009
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4 comments:
If you regularly read Harpo's insights into the nature of government, you have a pretty good idea how I feel about it too.
The government [and not a few big companies too] have become DYSFUNCTIONAL. Term limits would DEFINITELY help. The thing that makes me saddest is the belief I have sometimes that we are getting just what we deserve.
Big Rig truck currently transiting Phx. Looks hot and dry.
so may people. Such an inefficient market.
The loan modification may work. It is another tool.
Bobby
Fin: Definitely, I would agree with term limits for the House and the Senate. That in itself might turn the tables - but then again, it might just lend itself to even more waste. The person knows they are only going to be in there a short time, might as well dole out and pass through as much pork and selfish spending as possible in a fixed period of time. Like a friggin' shopping spree, that's really how I look at this. A blank check - do whatever you want, your kid's kid's kids will be paying for it, but who cares?
Yes, it's hot - 104 today, though I was in Casa Grande earlier and saw an electronic sign that showed 106.
Bobby: I'm just trying to do anything that I can to get my bills - payable. These loan mods are not cheap - so I dunno. I had 2 calls today and they both told me around 2k. I'm a little skittish about it - too many scams related to mods in the news.
ben
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