Saturday, January 21, 2012

Saturday 1/21/2012

So, I have decided to embark upon another month long tracking of my expenses.

I do it once in a great while to see what I am spending on what.

I can mostly go to my checking account and see what's going on, but there is a lot more information to be gleaned when you write every single purchase you make and bill you pay whether online or at the QT - not only the amount you spent but WHAT you spent it on.

I'm looking for ways to increase my savings is the point.  With my 401k loan payment, my contribution and my company's contribution, it's around $200 per paycheck - which quite frankly, isn't near enough.  That's only around 5k per year.  I also have $40 per week going into a savings account, but that money is being saved up for emergency use.  It will go beyond that if I ever get it up to where I want it - which is going to take quite a while since I figure I should have at least 5 grand in a savings account for emergency use if the occasion rises.  I am thinking of increasing that to $50 per week.

Onto other things.  Finally going to try making Navy Bean soup with the ham bone and extra ham fatty that I have left over from the last ham I cooked.  I was going to make it today - but I didn't know the beans have to be soaked "overnight".  I am going to let them sit in a pot 6 hours and then try it anyway.

I kind of find it odd that this South Carolina voting is being done on a Saturday. Maybe they've always done it that way and I've just missed it?  Or perhaps they have a set date for it every year and it doesn't matter what day it falls on?  I did watch the last debate, it was quite entertaining from the git-go.

Nothing much else.  Randy apparently has all of his permits now to build his house.  It will be quite interesting to see what, exactly, is going to go up over there.

As for today?  I am burnt out from working this week.  I don't feel like doing anything.

I'm sure that will change as the day grows longer, but for right now, I am doing a lot of nothing.

ben

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